{
  "canonical_url": "https://lendb.ai/lo/katie-hart-846320",
  "loan_officer": {
    "nmls_id": 846320,
    "slug": "katie-hart-846320",
    "canonical_url": "https://lendb.ai/lo/katie-hart-846320",
    "md_url": "https://lendb.ai/lo/katie-hart-846320.md",
    "json_url": "https://lendb.ai/lo/katie-hart-846320.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/846320",
    "full_name": {
      "value": "Katie Hart",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Katie",
    "last_name": "Hart",
    "headshot_url": {
      "value": "https://townebankmortgage.com/getattachment/54810888-9737-4f46-8c14-62a1982ab5de/Hart_Katie_Web.jpg?lang=en-US&ext=.jpg",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Katie Hart has over 30 years in financial services and has specialized in home financing since 2009, serving close to a thousand families. She holds a BBA in Finance and brings a personal, client-focused approach.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 512138,
      "lender_name": "TowneBank Mortgage",
      "lender_slug": "townebank-mortgage-512138",
      "branch_city": "Williamsburg",
      "branch_state": "VA",
      "branch_zip": "23188",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://townebankmortgage.com/officers/katie-hart/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 512138,
        "lender_name": "TowneBank Mortgage",
        "lender_slug": "townebank-mortgage-512138",
        "branch_city": "Williamsburg",
        "branch_state": "VA",
        "branch_zip": "23188",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://townebankmortgage.com/officers/katie-hart/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/katie-hart/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2009",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/katie-hart/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "BBA in Finance from Marymount University",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/katie-hart/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Committed to community volunteering",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/katie-hart/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Has helped close to a thousand families with home financing",
        "source": "lender_site",
        "source_url": "https://townebankmortgage.com/officers/katie-hart/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:57:10.177918+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/katie-hart-846320#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://townebankmortgage.com/officers/katie-hart/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}