{
  "canonical_url": "https://lendb.ai/lo/sidel-gonzalez-943709",
  "loan_officer": {
    "nmls_id": 943709,
    "slug": "sidel-gonzalez-943709",
    "canonical_url": "https://lendb.ai/lo/sidel-gonzalez-943709",
    "md_url": "https://lendb.ai/lo/sidel-gonzalez-943709.md",
    "json_url": "https://lendb.ai/lo/sidel-gonzalez-943709.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/943709",
    "full_name": {
      "value": "Sidel Gonzalez",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "first_name": "Sidel",
    "last_name": "Gonzalez",
    "licensed_names": [
      {
        "name": "Sidel Gonzalez",
        "name_with_middle_initial": "Sidel V. Gonzalez",
        "first_name": "Sidel",
        "middle_initial": "V",
        "last_name": "Gonzalez",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Sidel Gonzalez has nearly a decade of mortgage industry experience, including work as a mortgage loan processor and loan officer at banks. Their profile says they joined Home Access Financial in May 2024 and assist with residential and commercial lending. Their profile describes them as known for honest communication and a relationship-first approach.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1516011,
      "lender_name": "Home Access Financial, LLC",
      "lender_slug": "home-access-financial-llc-1516011",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33602",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1516011,
        "lender_name": "Home Access Financial, LLC",
        "lender_slug": "home-access-financial-llc-1516011",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33602",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO141716",
        "status": "active",
        "issued_at": "2025-10-02",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/sidel-gonzalez-7594ab225/",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly a decade",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "former Mortgage Loan Processor at banks",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "nationwide",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "joined Home Access Financial in May 2024",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 21:08:33.20797+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/sidel-gonzalez-943709#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-10-02",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}