{
  "canonical_url": "https://lendb.ai/lo/david-gass-956766",
  "loan_officer": {
    "nmls_id": 956766,
    "slug": "david-gass-956766",
    "canonical_url": "https://lendb.ai/lo/david-gass-956766",
    "md_url": "https://lendb.ai/lo/david-gass-956766.md",
    "json_url": "https://lendb.ai/lo/david-gass-956766.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/956766",
    "full_name": {
      "value": "David Gass",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "first_name": "David",
    "last_name": "Gass",
    "headshot_url": {
      "value": "https://www.watrust.com/assets/files/9RCQd1ZZ/david-gass-260px.jpg",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "David Gass is a VP and sales manager at Washington Trust Bank with 20 years of professional experience. They work with clients, realtors and community partners in the Spokane area. Their profile lists physician and professional loan programs, second home and investment properties, and waterfront properties as specialties.",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "VP / Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 728368,
      "lender_name": "Washington Trust Bank",
      "lender_slug": "washington-trust-bank-728368",
      "branch_city": "Spokane",
      "branch_state": "WA",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.watrust.com/david-gass",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 728368,
        "lender_name": "Washington Trust Bank",
        "lender_slug": "washington-trust-bank-728368",
        "branch_city": "Spokane",
        "branch_state": "WA",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.watrust.com/david-gass",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "leads the bank's team of external loan officers",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "Spokane area",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Yakima Valley College, associate of applied science degree",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Ronald McDonald House Charities of the Inland Northwest",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Spokane Association for Mortgage Professionals, Board President",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Spokane Association of Realtors, Governmental Affairs Committee",
        "source": "lender_site",
        "source_url": "https://www.watrust.com/david-gass",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 20:09:58.6374+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-gass-956766#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.watrust.com/david-gass",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}