{
  "canonical_url": "https://lendb.ai/lo/stephanie-o-farrell-95809",
  "loan_officer": {
    "nmls_id": 95809,
    "slug": "stephanie-o-farrell-95809",
    "canonical_url": "https://lendb.ai/lo/stephanie-o-farrell-95809",
    "md_url": "https://lendb.ai/lo/stephanie-o-farrell-95809.md",
    "json_url": "https://lendb.ai/lo/stephanie-o-farrell-95809.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/95809",
    "full_name": {
      "value": "Stephanie O'Farrell",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Stephanie",
    "last_name": "O'Farrell",
    "headshot_url": {
      "value": "https://www.mutualmortgage.com/wp-content/uploads/2026/08/Stephanie_OFarrell.png",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Stephanie O'Farrell brings more than 20 years of sales and leadership experience serving homebuyers nationwide, specializing in FHA, VA, conventional, jumbo, purchase and refinance loans including first-time homebuyer programs.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Vice President of Mortgage Lending",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 15,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1025894,
      "lender_name": "Mutual of Omaha Mortgage",
      "lender_slug": "mutual-of-omaha-mortgage-1025894",
      "branch_city": "Overland Park",
      "branch_state": "KS",
      "branch_zip": "66211",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1025894,
        "lender_name": "Mutual of Omaha Mortgage",
        "lender_slug": "mutual-of-omaha-mortgage-1025894",
        "branch_city": "Overland Park",
        "branch_state": "KS",
        "branch_zip": "66211",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO9450",
        "status": "active",
        "issued_at": "2011-08-25",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100514851",
        "status": "active",
        "issued_at": "2019-08-14",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=237331&contact=172515",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/stephanie-ofarrell-846b9144/",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Sales Manager",
        "source": "lender_site",
        "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 06:50:15.814447+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/stephanie-o-farrell-95809#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.mutualmortgage.com/loan-officer/sofarrell/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2011,
      "state": "FL"
    },
    "federal_registration": null
  }
}