{
  "canonical_url": "https://lendb.ai/lo/jorge-ramirez-964360",
  "loan_officer": {
    "nmls_id": 964360,
    "slug": "jorge-ramirez-964360",
    "canonical_url": "https://lendb.ai/lo/jorge-ramirez-964360",
    "md_url": "https://lendb.ai/lo/jorge-ramirez-964360.md",
    "json_url": "https://lendb.ai/lo/jorge-ramirez-964360.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/964360",
    "full_name": {
      "value": "Jorge Ramirez",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jorge",
    "last_name": "Ramirez",
    "headshot_url": {
      "value": "https://di1v4rx98wr59.cloudfront.net/0a4e3d21ffa3b/b02160ec2d8f57e22500b4f0d2fa53fd44a72f69.jpg",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jorge specializes in FHA, VA, jumbo, and non-QM loans, with a particular focus on helping first-time homebuyers in Fairfield, Santa Rosa, and Napa, California.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 181106,
      "lender_name": "Barrett Financial Group",
      "lender_slug": "barrett-financial-181106",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "lender_slug": "barrett-financial-181106",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.barrettfinancial.com/jorge-ramirez",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jorge-m-ramirez-1aba6a69/",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Fairfield, Santa Rosa, and Napa, California",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 03:20:01.92654+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jorge-ramirez-964360#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/jorge-ramirez",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}