{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=fr&state=DC",
  "filters": {
    "state": "DC",
    "lang": "fr",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 33.3,
      "loan_officer": {
        "nmls_id": 660192,
        "slug": "jean-jacques-ellong-660192",
        "full_name": "JJ Ellong",
        "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192",
        "json_url": "https://lendb.ai/lo/jean-jacques-ellong-660192.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Orlando",
          "state": "FL"
        },
        "headshot_url": "https://thevault.ccm.com/asset/3ae83cbb-0d5b-4bfa-b73f-7790ac8b00be/Website/4323_Ellong_660192.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "DC",
          "MD",
          "VA"
        ],
        "licenses": [
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "fr",
          "ru"
        ],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo-non-warrantable",
          "dscr",
          "first-time-buyer",
          "investor",
          "physician",
          "refinance",
          "reverse",
          "rural",
          "self-employed"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-08-25",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/orlando-fl-4323/jean-jacques-ellong/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks French (lender page, verified 2026-10-26)",
        "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 25, 2022 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-26)"
      ],
      "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192",
      "license_check": {
        "state": "DC",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-26",
        "source_url": "https://crosscountrymortgage.com/orlando-fl-4323/jean-jacques-ellong/"
      }
    }
  ]
}