{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=fr&state=KS",
  "filters": {
    "state": "KS",
    "lang": "fr",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 25,
      "loan_officer": {
        "nmls_id": 1572748,
        "slug": "thessy-onyenedum-1572748",
        "full_name": "Thessy Onyenedum",
        "licensed_names": [
          {
            "name": "Thessy Onyenedum",
            "name_with_middle_initial": "Thessy A. Onyenedum",
            "first_name": "Thessy",
            "middle_initial": "A",
            "last_name": "Onyenedum",
            "states": [
              "CA"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-15"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/thessy-onyenedum-1572748",
        "json_url": "https://lendb.ai/lo/thessy-onyenedum-1572748.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/tKUr8rsCejg5QaEcVgt15uQ_iTEvlFX5KJxKvD3vwlYK4rin51j-oCKkDY5BpZqw1m8kemC6hrFvSkKa1CTToV3MhJ6j3Gzg_NQ",
        "licensed_states": [
          "FL",
          "AR",
          "CA",
          "IA",
          "KS",
          "LA",
          "MO",
          "VA",
          "WI"
        ],
        "licenses": [
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IA",
            "confidence": "confirmed"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "fr"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-06-17",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
        },
        "years_experience": 5,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/thessy-onyenedum-1572748",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks French (lender page, verified 2026-10-09)",
        "KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: June 17, 2025 (Florida), per state regulator",
        "States 5 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/thessy-onyenedum-1572748",
      "license_check": {
        "state": "KS",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/thessy-onyenedum-1572748"
      }
    }
  ]
}