{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=he&state=NJ",
  "filters": {
    "state": "NJ",
    "lang": "he",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 41,
      "loan_officer": {
        "nmls_id": 279221,
        "slug": "stuart-greenbaum-279221",
        "full_name": "Stuart Greenbaum",
        "canonical_url": "https://lendb.ai/lo/stuart-greenbaum-279221",
        "json_url": "https://lendb.ai/lo/stuart-greenbaum-279221.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Teaneck",
          "state": "NJ"
        },
        "headshot_url": "http://a.mktgcdn.com/p/lRpCLcFCEXh3YGw-SAaRgm1p9qI-euS7sxh2eBBgvQg/218x306.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "he"
        ],
        "specialties": [
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 24,
        "lender_profile_url": "https://homelendingadvisor.chase.com/nj/teaneck/170-the-plaza-hla-279221",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hebrew (lender page, verified 2026-10-19)",
        "Office in Teaneck, NJ",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 24 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/stuart-greenbaum-279221",
      "license_check": {
        "state": "NJ",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}