{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=hi&state=FL",
  "filters": {
    "state": "FL",
    "lang": "hi",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 37,
      "loan_officer": {
        "nmls_id": 1994956,
        "slug": "komal-vaish-1994956",
        "full_name": "Komal Vaish",
        "licensed_names": [
          {
            "name": "Komal Vaish",
            "name_with_middle_initial": "Komal C. Vaish",
            "first_name": "Komal",
            "middle_initial": "C",
            "last_name": "Vaish",
            "states": [
              "FL"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-09"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/komal-vaish-1994956",
        "json_url": "https://lendb.ai/lo/komal-vaish-1994956.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": "FL"
        },
        "headshot_url": "https://lh3.googleusercontent.com/X8XYTpkMx23Ygr2kRvftIpPNPUwGIBKjtLUhZ83tVi8ftHNkp1F2ZGZwsodke6vxcOxc8QyLZrjZkVIB37CL7DbeFJLbYda4E-0Kxw",
        "licensed_states": [
          "FL"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2023-04-07",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/komal-vaish-1994956",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-09)",
        "Office in Florida",
        "Licensed in FL: confirmed with the Florida regulator (license LO118851), verified 2026-10-15",
        "Earliest state license record: April 7, 2023 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/komal-vaish-1994956",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO118851), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip"
      }
    }
  ]
}