{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=hi&state=NY",
  "filters": {
    "state": "NY",
    "lang": "hi",
    "limit": 10
  },
  "count": 6,
  "results": [
    {
      "rank": 1,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 625582,
        "slug": "mohammed-battla-625582",
        "full_name": "Mohammed Battla",
        "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582",
        "json_url": "https://lendb.ai/lo/mohammed-battla-625582.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Fresh Meadows",
          "state": "NY"
        },
        "headshot_url": "http://a.mktgcdn.com/p/dmM5MlRq0bhAtPk8Wmg-4q8L4A64GQY5xSZsmIYHEq0/834x1250.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 25,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/fresh-meadows/187-08-horace-harding-expy-hla-625582",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-19)",
        "Office in Fresh Meadows, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/mohammed-battla-625582",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 2,
      "score": 37.5,
      "loan_officer": {
        "nmls_id": 1571430,
        "slug": "soni-seth-1571430",
        "full_name": "Soni Seth",
        "canonical_url": "https://lendb.ai/lo/soni-seth-1571430",
        "json_url": "https://lendb.ai/lo/soni-seth-1571430.json",
        "lender": {
          "nmls_id": 338923,
          "name": "AnnieMac Home Mortgage",
          "slug": "anniemac-home-mortgage-338923",
          "canonical_url": "https://lendb.ai/lender/anniemac-home-mortgage-338923",
          "type": "imb"
        },
        "branch": {
          "city": "Hauppauge",
          "state": "NY"
        },
        "headshot_url": "https://annie-mac.com/wp-content/uploads/amweb_headshots/1571430_compressed.webp",
        "licensed_states": [
          "FL",
          "NY",
          "CT",
          "DE",
          "PA"
        ],
        "licenses": [
          {
            "state": "CT",
            "confidence": "confirmed"
          },
          {
            "state": "DE",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "NY",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "pa"
        ],
        "specialties": [],
        "lender_offers": [
          "bank-statement",
          "construction",
          "down-payment-assistance",
          "dscr",
          "fha",
          "first-time-buyer",
          "foreign-national",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "manufactured",
          "new-construction",
          "non-qm",
          "renovation",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-11-07",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://annie-mac.com/lo/soniseth/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-20)",
        "Office in Hauppauge, NY",
        "Licensed in NY: confirmed with the New York regulator, verified 2026-10-14",
        "Earliest state license record: November 7, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/soni-seth-1571430",
      "license_check": {
        "state": "NY",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in NY: confirmed with the New York regulator, verified 2026-10-14",
        "verified_at": "2026-10-14",
        "source_url": "https://www.dfs.ny.gov/"
      }
    },
    {
      "rank": 3,
      "score": 35.5,
      "loan_officer": {
        "nmls_id": 2336394,
        "slug": "subir-oberoi-2336394",
        "full_name": "Subir Raj Oberoi",
        "canonical_url": "https://lendb.ai/lo/subir-oberoi-2336394",
        "json_url": "https://lendb.ai/lo/subir-oberoi-2336394.json",
        "lender": {
          "nmls_id": 177308,
          "name": "Meadowbrook Financial Mortgage Bankers Corp.",
          "slug": "meadowbrook-financial-mortgage-bankers-corp-177308",
          "canonical_url": "https://lendb.ai/lender/meadowbrook-financial-mortgage-bankers-corp-177308",
          "type": "imb"
        },
        "branch": {
          "city": "Hicksville",
          "state": "NY"
        },
        "headshot_url": "https://sp-ao.shortpixel.ai/client/to_webp,q_glossy,ret_img,w_353,h_351/https://mfmbankers.com/wp-content/uploads/2025/07/SubirRajOberoi-photo.png",
        "licensed_states": [
          "NY",
          "PA"
        ],
        "licenses": [
          {
            "state": "NY",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "pa"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mfmbankers.com/loanofficers/subir-raj-oberoi/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-15)",
        "Office in Hicksville, NY",
        "Licensed in NY: confirmed with the New York regulator, verified 2026-10-14"
      ],
      "canonical_url": "https://lendb.ai/lo/subir-oberoi-2336394",
      "license_check": {
        "state": "NY",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in NY: confirmed with the New York regulator, verified 2026-10-14",
        "verified_at": "2026-10-14",
        "source_url": "https://www.dfs.ny.gov/"
      }
    },
    {
      "rank": 4,
      "score": 35.3,
      "loan_officer": {
        "nmls_id": 600018,
        "slug": "tushar-kumar-600018",
        "full_name": "Tushar Kumar",
        "canonical_url": "https://lendb.ai/lo/tushar-kumar-600018",
        "json_url": "https://lendb.ai/lo/tushar-kumar-600018.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Long Island City",
          "state": "NY"
        },
        "headshot_url": null,
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 10,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/long-island-city/10-51-jackson-ave-hla-600018",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-26)",
        "Office in Long Island City, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 10 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tushar-kumar-600018",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-26",
        "source_url": null
      }
    },
    {
      "rank": 5,
      "score": 33.5,
      "loan_officer": {
        "nmls_id": 2833970,
        "slug": "md-alam-2833970",
        "full_name": "Md Alam",
        "canonical_url": "https://lendb.ai/lo/md-alam-2833970",
        "json_url": "https://lendb.ai/lo/md-alam-2833970.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Jamaica",
          "state": "NY"
        },
        "headshot_url": "http://a.mktgcdn.com/p/2w_GzYiV6ZYieARX6U7VjKY-AGqaY3rQ4ADEpGmzBQI/723x1083.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi"
        ],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 5,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/jamaica/184-01-hillside-ave-hla-2833970",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-19)",
        "Office in Jamaica, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 5 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/md-alam-2833970",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    },
    {
      "rank": 6,
      "score": 33,
      "loan_officer": {
        "nmls_id": 1496244,
        "slug": "sinthia-a-khan-1496244",
        "full_name": "Sinthia A Khan",
        "canonical_url": "https://lendb.ai/lo/sinthia-a-khan-1496244",
        "json_url": "https://lendb.ai/lo/sinthia-a-khan-1496244.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Brooklyn",
          "state": "NY"
        },
        "headshot_url": "http://a.mktgcdn.com/p/aAj6q58YCT4DL_L9XvpnY_6vzU_fgk3mF8L5DcFQ3pE/2211x3312.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "hi",
          "ur"
        ],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 4,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ny/brooklyn/180-bedford-ave-hla-1496244",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Hindi (lender page, verified 2026-10-19)",
        "Office in Brooklyn, NY",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 4 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/sinthia-a-khan-1496244",
      "license_check": {
        "state": "NY",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
  ]
}