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Fransen", "first_name": "Benjamin", "middle_initial": "D", "last_name": "Fransen", "states": [ "CA", "FL" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/benjamin-fransen-2004153", "json_url": "https://lendb.ai/lo/benjamin-fransen-2004153.json", "lender": { "nmls_id": 1276471, "name": "Kama'aina Mortgage Group Inc.", "slug": "kama-aina-mortgage-group-inc-1276471", "canonical_url": "https://lendb.ai/lender/kama-aina-mortgage-group-inc-1276471", "type": "imb" }, "branch": { "city": "Honolulu", "state": "HI" }, "headshot_url": "https://cdn.prod.website-files.com/692ed72deeca580e1cf7f297/6a146d4ca1aa4472778a7431_Ben%20Fransen%201.webp", "licensed_states": [ "FL", "CA", "CO", "HI", "NV", "TX", "VA", "WA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "ko" ], "specialties": [ { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [], "years_licensed": null, "earliest_license_record": { "date": "2023-02-28", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.kmghawaii.com/team-member/ben-fransen", "disciplinary_check": "not_checked" }, "reasons": [ "Speaks Korean (lender page, verified 2026-10-15)", "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: February 28, 2023 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/benjamin-fransen-2004153", "license_check": { "state": "VA", "confidence": "lender_reported", "eligible": true, "label": "VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-15", "source_url": "https://www.kmghawaii.com/team-member/ben-fransen" } } ] }