{
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            "state": "TX",
            "confidence": "confirmed"
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            "state": "WA",
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          "es",
          "ko"
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          "state": "FL"
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        "Earliest state license record: November 17, 2025 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
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        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.loanfactory.com/mortgage-expert/martin-seungkook-oh-984993"
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          "name": "JPMorgan Chase Bank (Chase Home Lending)",
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            "evidence": "lender_page_text"
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        "Office in Bellevue, WA",
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      ],
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          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
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            "confidence": "lender_reported"
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        "earliest_license_record": {
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        "licensed_since": {
          "year": 2024,
          "state": "IL"
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        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/terry-kwon-2620208",
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        "Earliest state license record: October 8, 2024 (Illinois), per state regulator",
        "States 10 years of experience (lender page, 2026-10-09)"
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