{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=mr&state=NC",
  "filters": {
    "state": "NC",
    "lang": "mr",
    "limit": 10
  },
  "count": 2,
  "results": [
    {
      "rank": 1,
      "score": 24.5,
      "loan_officer": {
        "nmls_id": 2576902,
        "slug": "navjot-kaur-2576902",
        "full_name": "Navjot Kaur",
        "canonical_url": "https://lendb.ai/lo/navjot-kaur-2576902",
        "json_url": "https://lendb.ai/lo/navjot-kaur-2576902.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/E4SX9EG1EXW646trQr4enhoyVrR44PG48jYQGwKEGlylB3ZqqW0Rr7nSwPAHUGg3pOlKVlRNiaGzpUo0EQiVRyVQP_XAgR0TEKg",
        "licensed_states": [
          "NC",
          "WV"
        ],
        "licenses": [
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "WV",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "mr",
          "pa",
          "ur"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-07-17",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": 5,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/navjot-kaur-2576902",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Marathi (lender page, verified 2026-10-09)",
        "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 17, 2024 (Florida), per state regulator",
        "States 5 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/navjot-kaur-2576902",
      "license_check": {
        "state": "NC",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/navjot-kaur-2576902"
      }
    },
    {
      "rank": 2,
      "score": 21.8,
      "loan_officer": {
        "nmls_id": 2424429,
        "slug": "nitin-kulkarni-2424429",
        "full_name": "Nitin Kulkarni",
        "canonical_url": "https://lendb.ai/lo/nitin-kulkarni-2424429",
        "json_url": "https://lendb.ai/lo/nitin-kulkarni-2424429.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1780139281815-k6h0ertvu8f.jpg",
        "licensed_states": [
          "NC",
          "SC"
        ],
        "licenses": [
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "mr"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/nitin-kulkarni",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Marathi (lender page, verified 2026-10-15)",
        "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/nitin-kulkarni-2424429",
      "license_check": {
        "state": "NC",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/nitin-kulkarni"
      }
    }
  ]
}