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          "date": "2024-08-08",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2024,
          "state": "CO"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Nepali (lender page, verified 2026-10-09)",
        "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 8, 2024 (Colorado), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/devi-maya-pokhrel-2074040",
      "license_check": {
        "state": "PA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/devi-maya-pokhrel-2074040"
      }
    }
  ]
}