{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=pt&state=DC",
  "filters": {
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    "lang": "pt",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
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      "score": 24.8,
      "loan_officer": {
        "nmls_id": 1153538,
        "slug": "ryan-waters-1153538",
        "full_name": "Alex Waters",
        "canonical_url": "https://lendb.ai/lo/ryan-waters-1153538",
        "json_url": "https://lendb.ai/lo/ryan-waters-1153538.json",
        "lender": {
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          "name": "First Home Mortgage",
          "slug": "first-home-mortgage-71603",
          "canonical_url": "https://lendb.ai/lender/first-home-mortgage-71603",
          "type": "imb"
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        "branch": {
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          "state": "MD"
        },
        "headshot_url": "https://firsthome.com/wp-content/uploads/2026/03/Waters-Alex.jpg",
        "licensed_states": [
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          "MD",
          "VA"
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        "licenses": [
          {
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            "confidence": "lender_reported"
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          {
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            "confidence": "confirmed"
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          {
            "state": "VA",
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        "languages": [
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        "specialties": [],
        "lender_offers": [
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            "source": "HUD",
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          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://firsthome.com/loan-officers/alex-waters/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Portuguese (lender page, verified 2026-10-20)",
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        "Earliest state license record: February 8, 2022 (Florida), per state regulator"
      ],
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        "eligible": true,
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        "verified_at": "2026-10-20",
        "source_url": "https://firsthome.com/loan-officers/alex-waters/"
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  ]
}