{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=ro&state=FL",
  "filters": {
    "state": "FL",
    "lang": "ro",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 36.3,
      "loan_officer": {
        "nmls_id": 2436931,
        "slug": "ecaterina-calandea-2436931",
        "full_name": "Ecaterina Calandea",
        "canonical_url": "https://lendb.ai/lo/ecaterina-calandea-2436931",
        "json_url": "https://lendb.ai/lo/ecaterina-calandea-2436931.json",
        "lender": {
          "nmls_id": 65716,
          "name": "Trident Home Loans",
          "slug": "trident-home-loans-65716",
          "canonical_url": "https://lendb.ai/lender/trident-home-loans-65716",
          "type": "imb"
        },
        "branch": {
          "city": "Pensacola",
          "state": "FL"
        },
        "headshot_url": "https://tridenthomeloans.com/wp-content/uploads/2025/05/MLO-headshots-2024-450x550.png",
        "licensed_states": [
          "FL"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "es",
          "ro",
          "ru"
        ],
        "specialties": [],
        "lender_offers": [
          "condo",
          "construction",
          "fha",
          "investor",
          "jumbo",
          "low-credit",
          "renovation",
          "usda",
          "va",
          "vacation-home"
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-03-10",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Romanian (lender page, verified 2026-10-15)",
        "Office in Pensacola, FL",
        "Licensed in FL: confirmed with the Florida regulator (license LO136073), verified 2026-10-15",
        "Earliest state license record: March 10, 2025 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/ecaterina-calandea-2436931",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO136073), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip"
      }
    }
  ]
}