{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=ro&state=ND",
  "filters": {
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    "lang": "ro",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 22.8,
      "loan_officer": {
        "nmls_id": 2488151,
        "slug": "andrei-curuci-2488151",
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        "canonical_url": "https://lendb.ai/lo/andrei-curuci-2488151",
        "json_url": "https://lendb.ai/lo/andrei-curuci-2488151.json",
        "lender": {
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          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
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          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/BYkFb99-8shjwfkG6kgybsi-Fp6ZwYa3rO9A0V-hQjgY3NecJowMrt-RmwMXfsSotBe4IJ2EBJWJbR0PV_FbrdkgfzQ1Us0eQ7L4eg",
        "licensed_states": [
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        "licenses": [
          {
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            "confidence": "confirmed"
          },
          {
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            "confidence": "lender_reported"
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        "languages": [
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          "ro",
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        "lender_offers": [],
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          "state": "FL"
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          "state": "FL"
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        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/andrei-curuci-2488151",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Romanian (lender page, verified 2026-10-09)",
        "ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 17, 2023 (Florida), per state regulator"
      ],
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        "eligible": true,
        "label": "ND listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
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  ]
}