{
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      "score": 34.8,
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        "json_url": "https://lendb.ai/lo/tamila-aspen-2490507.json",
        "lender": {
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        "json_url": "https://lendb.ai/lo/alexander-margulis-192878.json",
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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            "confidence": "confirmed"
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            "state": "ME",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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        "Earliest state license record: November 21, 2006 (Illinois), per state regulator"
      ],
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        "confidence": "lender_reported",
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        "label": "CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "rank": 3,
      "score": 26,
      "loan_officer": {
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              "TX"
            ],
            "source": "state_regulator",
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        "json_url": "https://lendb.ai/lo/artem-ivashchenko-2649470.json",
        "lender": {
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          "name": "Loan Factory",
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        "languages": [
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        "licensed_since": {
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          "state": "CO"
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        "Earliest state license record: November 18, 2024 (Colorado), per state regulator"
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        "verified_at": "2026-10-16",
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}