{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=ru&state=FL",
  "filters": {
    "state": "FL",
    "lang": "ru",
    "limit": 10
  },
  "count": 7,
  "results": [
    {
      "rank": 1,
      "score": 46.3,
      "loan_officer": {
        "nmls_id": 660192,
        "slug": "jean-jacques-ellong-660192",
        "full_name": "JJ Ellong",
        "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192",
        "json_url": "https://lendb.ai/lo/jean-jacques-ellong-660192.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Orlando",
          "state": "FL"
        },
        "headshot_url": "https://thevault.ccm.com/asset/3ae83cbb-0d5b-4bfa-b73f-7790ac8b00be/Website/4323_Ellong_660192.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "DC",
          "MD",
          "VA"
        ],
        "licenses": [
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "VA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
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          "fr",
          "ru"
        ],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo-non-warrantable",
          "dscr",
          "first-time-buyer",
          "investor",
          "physician",
          "refinance",
          "reverse",
          "rural",
          "self-employed"
        ],
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          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-08-25",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/orlando-fl-4323/jean-jacques-ellong/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-26)",
        "Office in Orlando, FL",
        "Licensed in FL: confirmed with the Florida regulator (license LO112468), verified 2026-10-15",
        "Earliest state license record: August 25, 2022 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-26)"
      ],
      "canonical_url": "https://lendb.ai/lo/jean-jacques-ellong-660192",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO112468), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip"
      }
    },
    {
      "rank": 2,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 1744718,
        "slug": "arthur-starikov-1744718",
        "full_name": "Arthur Starikov",
        "canonical_url": "https://lendb.ai/lo/arthur-starikov-1744718",
        "json_url": "https://lendb.ai/lo/arthur-starikov-1744718.json",
        "lender": {
          "nmls_id": 7147,
          "name": "HighTechLending Inc",
          "slug": "hightechlending-inc-7147",
          "canonical_url": "https://lendb.ai/lender/hightechlending-inc-7147",
          "type": "imb"
        },
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          "state": "FL"
        },
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          "FL"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
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        "federal_registration_likely": false,
        "languages": [
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        "specialties": [],
        "lender_offers": [],
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        "earliest_license_record": {
          "date": "2018-08-16",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2018,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://hightechlending.com/loan-officers/arthur-starikov/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-15)",
        "Office in Florida",
        "Licensed in FL: confirmed with the Florida regulator (license LO55663), verified 2026-10-15",
        "Earliest state license record: August 16, 2018 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/arthur-starikov-1744718",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO55663), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip"
      }
    },
    {
      "rank": 3,
      "score": 38,
      "loan_officer": {
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        "slug": "gurgen-keveyan-2176692",
        "full_name": "Greg Keveyan",
        "canonical_url": "https://lendb.ai/lo/gurgen-keveyan-2176692",
        "json_url": "https://lendb.ai/lo/gurgen-keveyan-2176692.json",
        "lender": {
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          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
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          "state": "FL"
        },
        "headshot_url": "https://lh3.googleusercontent.com/mtSyeoojNwSLMifJdfSePzbPc2ZKDc6hWVdiq1OI-40jKvleXAV471AfisCopJVaFntYB5bOCVagr2lGdFHEE_-qg1rq6QGj72s",
        "licensed_states": [
          "FL",
          "CA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hy",
          "ru"
        ],
        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-12-04",
          "state": "CA"
        },
        "licensed_since": {
          "year": 2021,
          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/greg-keveyan-2176692",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-09)",
        "Office in Florida",
        "Licensed in FL: confirmed with the Florida regulator (license LO133139), verified 2026-10-15",
        "Earliest state license record: December 4, 2021 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/gurgen-keveyan-2176692",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO133139), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip"
      }
    },
    {
      "rank": 4,
      "score": 37,
      "loan_officer": {
        "nmls_id": 2411691,
        "slug": "grant-lee-2411691",
        "full_name": "Grant Lee",
        "licensed_names": [
          {
            "name": "Grant Lee",
            "name_with_middle_initial": "Grant A. Lee",
            "first_name": "Grant",
            "middle_initial": "A",
            "last_name": "Lee",
            "states": [
              "FL",
              "MO"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-19"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/grant-lee-2411691",
        "json_url": "https://lendb.ai/lo/grant-lee-2411691.json",
        "lender": {
          "nmls_id": 1820,
          "name": "CMG Home Loans",
          "slug": "cmg-home-loans-1820",
          "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
          "type": "imb"
        },
        "branch": {
          "city": "Tampa",
          "state": "FL"
        },
        "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_13443_Grant_Lee",
        "licensed_states": [
          "FL",
          "MO",
          "WI"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
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        ],
        "federal_registration_likely": false,
        "languages": [
          "ru"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "heloc",
          "jumbo",
          "low-credit",
          "new-construction",
          "renovation",
          "reverse",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-12-09",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/grant-lee",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-20)",
        "Office in Tampa, FL",
        "Licensed in FL: confirmed with the Florida regulator (license LO133843), verified 2026-10-15",
        "Earliest state license record: December 9, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/grant-lee-2411691",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO133843), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip"
      }
    },
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      "rank": 5,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2269127,
        "slug": "natalia-nikitina-2269127",
        "full_name": "Natalia Nikitina",
        "canonical_url": "https://lendb.ai/lo/natalia-nikitina-2269127",
        "json_url": "https://lendb.ai/lo/natalia-nikitina-2269127.json",
        "lender": {
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          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
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          "state": "FL"
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        "licensed_states": [
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        "licenses": [
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            "confidence": "confirmed"
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        "languages": [
          "en",
          "ru"
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        "specialties": [],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-02-28",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/natalia-nikitina-2269127",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-09)",
        "Office in Florida",
        "Licensed in FL: confirmed with the Florida regulator (license LO103193), verified 2026-10-15",
        "Earliest state license record: February 28, 2022 (Florida), per state regulator"
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      "canonical_url": "https://lendb.ai/lo/natalia-nikitina-2269127",
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        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO103193), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip"
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      "rank": 6,
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      "loan_officer": {
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        "slug": "ecaterina-calandea-2436931",
        "full_name": "Ecaterina Calandea",
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        "json_url": "https://lendb.ai/lo/ecaterina-calandea-2436931.json",
        "lender": {
          "nmls_id": 65716,
          "name": "Trident Home Loans",
          "slug": "trident-home-loans-65716",
          "canonical_url": "https://lendb.ai/lender/trident-home-loans-65716",
          "type": "imb"
        },
        "branch": {
          "city": "Pensacola",
          "state": "FL"
        },
        "headshot_url": "https://tridenthomeloans.com/wp-content/uploads/2025/05/MLO-headshots-2024-450x550.png",
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        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
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        "federal_registration_likely": false,
        "languages": [
          "en",
          "es",
          "ro",
          "ru"
        ],
        "specialties": [],
        "lender_offers": [
          "condo",
          "construction",
          "fha",
          "investor",
          "jumbo",
          "low-credit",
          "renovation",
          "usda",
          "va",
          "vacation-home"
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        "years_licensed": null,
        "earliest_license_record": {
          "date": "2025-03-10",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
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        "years_experience": null,
        "lender_profile_url": "https://tridenthomeloans.com/ecaterina-calandea/",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-15)",
        "Office in Pensacola, FL",
        "Licensed in FL: confirmed with the Florida regulator (license LO136073), verified 2026-10-15",
        "Earliest state license record: March 10, 2025 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/ecaterina-calandea-2436931",
      "license_check": {
        "state": "FL",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in FL: confirmed with the Florida regulator (license LO136073), verified 2026-10-15",
        "verified_at": "2026-10-15",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip"
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    },
    {
      "rank": 7,
      "score": 33.3,
      "loan_officer": {
        "nmls_id": 64154,
        "slug": "gene-shapiro-64154",
        "full_name": "Gene Shapiro",
        "licensed_names": [
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            "name": "Eugene Shapiro",
            "name_with_middle_initial": "Eugene G. Shapiro",
            "first_name": "Eugene",
            "middle_initial": "G",
            "last_name": "Shapiro",
            "states": [
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              "NY"
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            "source": "state_regulator",
            "as_of": "2026-10-13"
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        "canonical_url": "https://lendb.ai/lo/gene-shapiro-64154",
        "json_url": "https://lendb.ai/lo/gene-shapiro-64154.json",
        "lender": {
          "nmls_id": 399801,
          "name": "Wells Fargo Home Mortgage",
          "slug": "wells-fargo-399801",
          "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
          "type": "bank"
        },
        "branch": {
          "city": "Boca Raton",
          "state": "FL"
        },
        "headshot_url": "https://dynl.mktgcdn.com/p/XUnLP_t9TBLBYV9vBdPoxHd2nIWEYvNjCtMeOyBd6HE/600x450.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
          "ru"
        ],
        "specialties": [],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "jumbo",
          "va"
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        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-04-25",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/fl/boca-raton/gene",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Russian (lender page, verified 2026-10-19)",
        "Office in Boca Raton, FL",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "Earliest state license record: April 25, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/gene-shapiro-64154",
      "license_check": {
        "state": "FL",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
      }
    }
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}