{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=ta&state=OH",
  "filters": {
    "state": "OH",
    "lang": "ta",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 24.5,
      "loan_officer": {
        "nmls_id": 2417126,
        "slug": "saran-mandhadapu-2417126",
        "full_name": "Saran Mandhadapu",
        "licensed_names": [
          {
            "name": "Saran Mandhadapu",
            "name_with_middle_initial": "Saran K. Mandhadapu",
            "first_name": "Saran",
            "middle_initial": "K",
            "last_name": "Mandhadapu",
            "states": [
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              "MD",
              "PA",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-26"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126",
        "json_url": "https://lendb.ai/lo/saran-mandhadapu-2417126.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
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          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/kc_F5bzYuyNLyx5eehvDJjx9ZkUpFspQKfgkAAt4HTYZgAgtbC9Ag5n0et8IFZ0-3SZXfgy0GYUmUk4eagXsk4su_8Fte1Mkc-dKjQ",
        "licensed_states": [
          "FL",
          "PA",
          "AZ",
          "MD",
          "MI",
          "MN",
          "OH",
          "TX",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "ta",
          "te"
        ],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
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        "earliest_license_record": {
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          "state": "FL"
        },
        "licensed_since": {
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          "state": "FL"
        },
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        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Tamil (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: December 19, 2022 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/saran-mandhadapu-2417126",
      "license_check": {
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/saran-mandhadapu-2417126"
      }
    }
  ]
}