{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=te&state=WV",
  "filters": {
    "state": "WV",
    "lang": "te",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 23.5,
      "loan_officer": {
        "nmls_id": 2562464,
        "slug": "bhaskara-petluri-2562464",
        "full_name": "Bhaskara Petluri",
        "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464",
        "json_url": "https://lendb.ai/lo/bhaskara-petluri-2562464.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://lh3.googleusercontent.com/5qBWtCxIVQuEc6qcvqOyT4m_Jng3I7siIeh2tHhkXkxKisDcf79eykb-zIHubcwyUTWjBJCjcrMtHdNEP6luWqCGzdpnQ0QDGIC3eg",
        "licensed_states": [
          "FL",
          "MD",
          "NC",
          "TX",
          "VA",
          "WV"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WV",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en",
          "hi",
          "te"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2024-05-22",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2024,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Speaks Telugu (lender page, verified 2026-10-09)",
        "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: May 22, 2024 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/bhaskara-petluri-2562464",
      "license_check": {
        "state": "WV",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/bhaskara-petluri-2562464"
      }
    }
  ]
}