{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=tl&state=CA",
  "filters": {
    "state": "CA",
    "lang": "tl",
    "limit": 10
  },
  "count": 10,
  "results": [
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      "rank": 1,
      "score": 41,
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          "name": "JPMorgan Chase Bank (Chase Home Lending)",
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        "States 30 years of experience (lender page, 2026-10-09)"
      ],
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        "States 17 years of experience (lender page, 2026-10-09)"
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        "Earliest state license record: February 1, 2022 (California), per state regulator"
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            "last_name": "Magpantay",
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        "earliest_license_record": {
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          "state": "CA"
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          "state": "CA"
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        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/arnold-magpantay-1943291",
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        "Earliest state license record: May 27, 2021 (California), per state regulator"
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        "Earliest state license record: February 9, 2022 (Florida), per state regulator"
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        "source_url": "https://dfpi.ca.gov/"
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            "last_name": "Cabalu",
            "states": [
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        "lender": {
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        "Licensed in CA: confirmed with the California Department of Real Estate (license 01197234), verified 2026-10-24"
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        "label": "Licensed in CA: confirmed with the California Department of Real Estate (license 01197234), verified 2026-10-24",
        "verified_at": "2026-10-24",
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            "states": [
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        "lender": {
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        "lender_offers": [
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        "earliest_license_record": {
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        "Office in Antioch, CA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "Earliest state license record: November 17, 2025 (California), per state regulator"
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      "canonical_url": "https://lendb.ai/lo/jocelyn-lawson-453252",
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        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
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      "score": 30.3,
      "loan_officer": {
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        "json_url": "https://lendb.ai/lo/alvin-buenaventura-1588855.json",
        "lender": {
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          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
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        "branch": {
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          "state": "CA"
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        "headshot_url": "http://a.mktgcdn.com/p/crNH737cpZKEC8yko8kDWJ_fwLc606mDpMedkzW6VvM/800x1200.jpg",
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        "specialties": [
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        "lender_profile_url": "https://homelendingadvisor.chase.com/ca/vacaville/2011-harbison-dr-hla-1588855",
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        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/alvin-buenaventura-1588855",
      "license_check": {
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        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
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        "json_url": "https://lendb.ai/lo/lena-juan-483451.json",
        "lender": {
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          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
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        "branch": {
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          "state": "CA"
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        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
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        "specialties": [],
        "lender_offers": [
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          "physician",
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/magdalenajuan",
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      "reasons": [
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        "Office in Foster City, CA",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/lena-juan-483451",
      "license_check": {
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        "confidence": "federal_registration",
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      "score": 30,
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        "json_url": "https://lendb.ai/lo/rodney-rey-mendoza-692377.json",
        "lender": {
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          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
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        },
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          "state": "CA"
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        "headshot_url": "https://images.em.bankofamerica.com/AMP/D4530F46-F6F6-4282-A98E-176B8B24F65B.png",
        "licensed_states": [],
        "licenses": [],
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        "languages": [
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        "specialties": [],
        "lender_offers": [
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        "lender_profile_url": "https://mortgage.bankofamerica.com/rodney-mendoza",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Speaks Tagalog (lender page, verified 2026-10-19)",
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        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/rodney-rey-mendoza-692377",
      "license_check": {
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        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
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    }
  ]
}