{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?lang=tl&state=NV",
  "filters": {
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    "lang": "tl",
    "limit": 10
  },
  "count": 5,
  "results": [
    {
      "rank": 1,
      "score": 38,
      "loan_officer": {
        "nmls_id": 404667,
        "slug": "noel-martinez-404667",
        "full_name": "Noel Martinez",
        "canonical_url": "https://lendb.ai/lo/noel-martinez-404667",
        "json_url": "https://lendb.ai/lo/noel-martinez-404667.json",
        "lender": {
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          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "slug": "chase-399798",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
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        "branch": {
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          "state": "NV"
        },
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        "licenses": [],
        "federal_registration_likely": true,
        "languages": [
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        ],
        "specialties": [
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            "slug": "va",
            "evidence": "lender_page_text"
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        ],
        "lender_offers": [],
        "employer_program_approvals": [
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            "source": "HUD",
            "as_of": "2026-08"
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        "licensed_since": null,
        "years_experience": 14,
        "lender_profile_url": "https://homelendingadvisor.chase.com/nv/reno/597-s-meadows-pkwy-hla-404667",
        "disciplinary_check": "not_checked"
      },
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        "Speaks Tagalog (lender page, verified 2026-10-26)",
        "Office in Reno, NV",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "States 14 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/noel-martinez-404667",
      "license_check": {
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        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-26",
        "source_url": null
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    },
    {
      "rank": 2,
      "score": 30,
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        "slug": "anne-marie-silverio-1769062",
        "full_name": "Anne Marie Silverio",
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        "json_url": "https://lendb.ai/lo/anne-marie-silverio-1769062.json",
        "lender": {
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          "name": "Bank of America",
          "slug": "bank-of-america-399802",
          "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
          "type": "bank"
        },
        "branch": {
          "city": "Henderson",
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        "languages": [
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        ],
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          "heloc",
          "jumbo",
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          "va"
        ],
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        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://mortgage.bankofamerica.com/marie-silverio",
        "disciplinary_check": "not_checked"
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      "reasons": [
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        "Office in Henderson, NV",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/anne-marie-silverio-1769062",
      "license_check": {
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        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-19",
        "source_url": null
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    },
    {
      "rank": 3,
      "score": 24.5,
      "loan_officer": {
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        "slug": "sharlene-tedios-1972169",
        "full_name": "Sharlene Tedios",
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            "middle_initial": "S",
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            "states": [
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            ],
            "source": "state_regulator",
            "as_of": "2026-10-22"
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        "canonical_url": "https://lendb.ai/lo/sharlene-tedios-1972169",
        "json_url": "https://lendb.ai/lo/sharlene-tedios-1972169.json",
        "lender": {
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          "name": "Loan Factory",
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          "state": null
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        "licensed_states": [
          "CA",
          "HI",
          "IN",
          "NV"
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        "licenses": [
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "HI",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
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        ],
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          "il",
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          "state": "CA"
        },
        "licensed_since": {
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          "state": "CA"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
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        "Earliest state license record: February 1, 2021 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/sharlene-tedios-1972169",
      "license_check": {
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169"
      }
    },
    {
      "rank": 4,
      "score": 22.8,
      "loan_officer": {
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        "slug": "matthew-geverola-1464359",
        "full_name": "Matthew Geverola",
        "canonical_url": "https://lendb.ai/lo/matthew-geverola-1464359",
        "json_url": "https://lendb.ai/lo/matthew-geverola-1464359.json",
        "lender": {
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          "name": "Kama'aina Mortgage Group Inc.",
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          "canonical_url": "https://lendb.ai/lender/kama-aina-mortgage-group-inc-1276471",
          "type": "imb"
        },
        "branch": {
          "city": "Honolulu",
          "state": "HI"
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        "headshot_url": "https://cdn.prod.website-files.com/692ed72deeca580e1cf7f297/6a70ce40afefee3dec5f8e89_newheadshot-removebg-preview.png",
        "licensed_states": [
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          "CO",
          "FL",
          "HI",
          "NV",
          "TX",
          "VA",
          "WA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "lender_reported"
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          {
            "state": "HI",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "WA",
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        ],
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        "years_experience": null,
        "lender_profile_url": "https://www.kmghawaii.com/team-member/matthew-geverola",
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        "Speaks Tagalog (lender page, verified 2026-10-15)",
        "NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://www.kmghawaii.com/team-member/matthew-geverola"
      }
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    {
      "rank": 5,
      "score": 22.3,
      "loan_officer": {
        "nmls_id": 118683,
        "slug": "maria-corazon-olivarez-118683",
        "full_name": "Maria Corazon Olivarez",
        "canonical_url": "https://lendb.ai/lo/maria-corazon-olivarez-118683",
        "json_url": "https://lendb.ai/lo/maria-corazon-olivarez-118683.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "slug": "loan-factory-320841",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
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          "state": null
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        "licensed_states": [
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        "licenses": [
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [
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        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
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          "state": "CA"
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        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/maria-corazon-olivarez-118683",
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        "NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 19, 2024 (California), per state regulator"
      ],
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        "confidence": "lender_reported",
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        "source_url": "https://www.loanfactory.com/mortgage-expert/maria-corazon-olivarez-118683"
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  ]
}