{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=condo&state=MA",
  "filters": {
    "specialty": [
      "condo"
    ],
    "state": "MA",
    "limit": 10
  },
  "count": 10,
  "results": [
    {
      "rank": 1,
      "score": 55,
      "loan_officer": {
        "nmls_id": 477256,
        "slug": "nicole-kwan-477256",
        "full_name": "Nicole Kwan",
        "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256",
        "json_url": "https://lendb.ai/lo/nicole-kwan-477256.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Lexington",
          "state": "MA"
        },
        "licensed_states": [
          "CA",
          "MA",
          "ME",
          "NH",
          "RI"
        ],
        "languages": [
          "zh"
        ],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "physician",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "Branch in Massachusetts",
        "20 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256"
    },
    {
      "rank": 2,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 513224,
        "slug": "david-fay-513224",
        "full_name": "David Fay",
        "canonical_url": "https://lendb.ai/lo/david-fay-513224",
        "json_url": "https://lendb.ai/lo/david-fay-513224.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Lexington",
          "state": "MA"
        },
        "licensed_states": [
          "CT",
          "MA",
          "NC",
          "NH",
          "NJ",
          "PA",
          "RI",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "physician",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/david-fay/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "Branch in Massachusetts",
        "25 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/david-fay-513224"
    },
    {
      "rank": 3,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 1430162,
        "slug": "trish-nguyen-1430162",
        "full_name": "Trish Nguyen",
        "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162",
        "json_url": "https://lendb.ai/lo/trish-nguyen-1430162.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Braintree",
          "state": "MA"
        },
        "licensed_states": [
          "CT",
          "GA",
          "MA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/braintree-ma-4182/phuong-nguyen/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "Branch in Massachusetts",
        "20 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162"
    },
    {
      "rank": 4,
      "score": 54.8,
      "loan_officer": {
        "nmls_id": 2613437,
        "slug": "kerry-casey-2613437",
        "full_name": "Kerry Casey",
        "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437",
        "json_url": "https://lendb.ai/lo/kerry-casey-2613437.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Beverly",
          "state": "MA"
        },
        "licensed_states": [
          "CA",
          "CT",
          "MA",
          "ME",
          "NH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4802/kerry-casey/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "Branch in Massachusetts",
        "20 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437"
    },
    {
      "rank": 5,
      "score": 54.3,
      "loan_officer": {
        "nmls_id": 1395394,
        "slug": "maggie-mikaitis-1395394",
        "full_name": "Maggie Mikaitis",
        "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394",
        "json_url": "https://lendb.ai/lo/maggie-mikaitis-1395394.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Chicago",
          "state": "IL"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "GA",
          "IA",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "NC",
          "NH",
          "NJ",
          "NM",
          "NV",
          "OH",
          "OK",
          "PA",
          "RI",
          "SC",
          "TN",
          "TX",
          "VA",
          "VT",
          "WI",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": 13,
        "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-5072/maggie-mikaitis/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "9 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394"
    },
    {
      "rank": 6,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 63768,
        "slug": "christopher-albanese-63768",
        "full_name": "Christopher Albanese",
        "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768",
        "json_url": "https://lendb.ai/lo/christopher-albanese-63768.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Durango",
          "state": "CO"
        },
        "licensed_states": [
          "FL",
          "CA",
          "CO",
          "CT",
          "IL",
          "MA",
          "NJ",
          "NY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "multi-family-2-4",
            "evidence": "lender_page_text"
          },
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/durango-co-5164/christopher-albanese/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "6 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768"
    },
    {
      "rank": 7,
      "score": 51.3,
      "loan_officer": {
        "nmls_id": 1520761,
        "slug": "nicole-ferrara-1520761",
        "full_name": "Nicole Ferrara",
        "canonical_url": "https://lendb.ai/lo/nicole-ferrara-1520761",
        "json_url": "https://lendb.ai/lo/nicole-ferrara-1520761.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Beverly",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "CT",
          "MA",
          "ME",
          "NH",
          "RI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "Branch in Massachusetts",
        "9 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/nicole-ferrara-1520761"
    },
    {
      "rank": 8,
      "score": 45.5,
      "loan_officer": {
        "nmls_id": 67235,
        "slug": "guido-fava-67235",
        "full_name": "Joe Fava",
        "canonical_url": "https://lendb.ai/lo/guido-fava-67235",
        "json_url": "https://lendb.ai/lo/guido-fava-67235.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "New Windsor",
          "state": "NY"
        },
        "licensed_states": [
          "FL",
          "CT",
          "GA",
          "MA",
          "NJ",
          "NY",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/new-windsor-ny-3865/guido-fava/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "9 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/guido-fava-67235"
    },
    {
      "rank": 9,
      "score": 45.3,
      "loan_officer": {
        "nmls_id": 315449,
        "slug": "thomas-merritt-315449",
        "full_name": "Tom Merritt",
        "canonical_url": "https://lendb.ai/lo/thomas-merritt-315449",
        "json_url": "https://lendb.ai/lo/thomas-merritt-315449.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Chicago",
          "state": "IL"
        },
        "licensed_states": [
          "FL",
          "CO",
          "IA",
          "IL",
          "IN",
          "MA",
          "MI",
          "MN",
          "MO",
          "NC",
          "NH",
          "OH",
          "SC",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Licensed in MA (listed on lender page, verified 2026-10-09)",
        "7 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-merritt-315449"
    },
    {
      "rank": 10,
      "score": 44.5,
      "loan_officer": {
        "nmls_id": 176100,
        "slug": "brendan-perry-frank-176100",
        "full_name": "Brendan Perry Frank",
        "canonical_url": "https://lendb.ai/lo/brendan-perry-frank-176100",
        "json_url": "https://lendb.ai/lo/brendan-perry-frank-176100.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Boston",
          "state": "MA"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ma/boston/800-boylston-st-hla-176100",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condo on lender page (lender page, verified 2026-10-09)",
        "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access"
      ],
      "canonical_url": "https://lendb.ai/lo/brendan-perry-frank-176100"
    }
  ]
}