{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=construction&state=NY",
  "filters": {
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    "state": "NY",
    "limit": 10
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  "results": [
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      "score": 58.3,
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "NY"
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          "CT",
          "NJ",
          "NY",
          "PA",
          "RI"
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          {
            "slug": "construction",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
        "Branch in New York",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 54.5,
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          "name": "U.S. Bank",
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          "state": "NY"
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          "NY"
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        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
        "Branch in New York",
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        "No disciplinary actions on file at LenDb"
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "OH"
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          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DE",
          "GA",
          "HI",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "ND",
          "NE",
          "NH",
          "NJ",
          "NM",
          "NV",
          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY"
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            "evidence": "lender_page_text"
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        "years_experience": null,
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
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        "No disciplinary actions on file at LenDb"
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      "score": 47,
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          "name": "U.S. Bank",
          "canonical_url": "https://lendb.ai/lender/us-bank-402761",
          "type": "bank"
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          "city": "Greenwich",
          "state": "CT"
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          "NY"
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        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 46.8,
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        "full_name": "Scott Finger",
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        "json_url": "https://lendb.ai/lo/scott-finger-460183.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
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          "state": "NY"
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          "NJ",
          "NY",
          "PA"
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        "specialties": [
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            "slug": "construction",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "slug": "renovation",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": null,
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        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
        "Branch in New York",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 46.8,
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        "slug": "karin-gagliano-1737007",
        "full_name": "Karin Gagliano",
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        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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        "branch": {
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          "state": "NY"
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          "NY",
          "SC"
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        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "construction",
            "evidence": "lender_page_text"
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            "slug": "renovation",
            "evidence": "lender_page_text"
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        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/pittsford-ny-4696/karin-gagliano/"
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      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in NY (listed on lender page, verified 2026-10-09)",
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        "No disciplinary actions on file at LenDb"
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        "full_name": "Joseph Dougherty",
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        "lender": {
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          "name": "CrossCountry Mortgage",
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          "type": "imb"
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          "state": "NY"
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          "CA",
          "NJ",
          "NY"
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            "slug": "construction",
            "evidence": "lender_page_text"
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          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
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          {
            "slug": "investor",
            "evidence": "lender_page_text"
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        "lender_profile_url": "https://crosscountrymortgage.com/syracuse-ny-3174/joseph-dougherty/"
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      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
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        "Branch in New York",
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        "No disciplinary actions on file at LenDb"
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        "lender": {
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        "branch": {
          "city": "Southampton",
          "state": "NY"
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          {
            "slug": "construction",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "years_experience": null,
        "lender_profile_url": "https://mortgage.usbank.com/ny/southampton/chad-vanderslice-55819"
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      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Branch in New York; no license list on file yet, verify at NMLS Consumer Access",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 41.8,
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          "name": "U.S. Bank",
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        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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      },
      "reasons": [
        "Lists Construction loan on lender page (lender page, verified 2026-10-09)",
        "Branch in New York; no license list on file yet, verify at NMLS Consumer Access",
        "No disciplinary actions on file at LenDb"
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      "score": 41.8,
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          {
            "slug": "construction",
            "evidence": "lender_page_text"
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        "Branch in New York; no license list on file yet, verify at NMLS Consumer Access",
        "No disciplinary actions on file at LenDb"
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}