{
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            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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          {
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            "confidence": "confirmed"
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          {
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            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
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            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "VT",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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        },
        "licensed_since": {
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          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2036/andre-yarina/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Down payment assistance on lender page (lender page, verified 2026-10-09)",
        "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 17, 2017 (Florida), per state regulator"
      ],
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        "label": "MS listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/cleveland-oh-2036/andre-yarina/"
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      "score": 44,
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        "canonical_url": "https://lendb.ai/lo/ronald-kuhn-208163",
        "json_url": "https://lendb.ai/lo/ronald-kuhn-208163.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
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          "state": "AZ"
        },
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          "AL",
          "AZ",
          "CA",
          "IL",
          "MS"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "CA",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        },
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          "state": "FL"
        },
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        "lender_profile_url": "https://crosscountrymortgage.com/tempe-az-4950/ronald-kuhn/",
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        "Earliest state license record: June 11, 2020 (Florida), per state regulator"
      ],
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      "score": 43,
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        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
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          "state": "WA"
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          "AZ",
          "CA",
          "GA",
          "ID",
          "IL",
          "LA",
          "MS",
          "NC",
          "NV",
          "OR",
          "SC",
          "TX",
          "WA"
        ],
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            "confidence": "lender_reported"
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          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "Earliest state license record: March 21, 2022 (Texas), per state regulator"
      ],
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        "source_url": "https://crosscountrymortgage.com/lynnwood-wa-4428/shawna-talley/"
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      "score": 42,
      "loan_officer": {
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        "full_name": "Kristi Curling",
        "canonical_url": "https://lendb.ai/lo/kristi-curling-2156237",
        "json_url": "https://lendb.ai/lo/kristi-curling-2156237.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "state": "TN"
        },
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          "AL",
          "KY",
          "MS",
          "TN"
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "specialties": [
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "lender_profile_url": "https://crosscountrymortgage.com/franklin-tn-3841/kristi-curling/",
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      "score": 41.8,
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        "json_url": "https://lendb.ai/lo/john-langdon-1911950.json",
        "lender": {
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          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
          "type": "imb"
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          "GA",
          "MS",
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "languages": [],
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            "evidence": "lender_page_text"
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        "lender_profile_url": "https://www.uhm.com/loan-officers/john-langdon/",
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        "Earliest state license record: July 9, 2026 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/john-langdon-1911950",
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        "source_url": "https://www.uhm.com/loan-officers/john-langdon/"
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}