{
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  "filters": {
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    "limit": 10
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          {
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 16 years of experience (lender page, 2026-10-09)"
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        "verified_at": "2026-10-09",
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          "CA",
          "MT",
          "WA"
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        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "WA",
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        "federal_registration_likely": false,
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        "specialties": [
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 9,
        "lender_profile_url": "https://crosscountrymortgage.com/snohomish-wa-3263/robert-briggs/",
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        "Office in Snohomish, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 9 years of experience (lender page, 2026-10-09)"
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        "state": "WA",
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        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/snohomish-wa-3263/robert-briggs/"
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        "down-payment-assistance"
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      "score": 55.8,
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        "full_name": "Josiah Paul Shelman",
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        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
          "city": "Tumwater",
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        },
        "licensed_states": [
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 6,
        "lender_profile_url": "https://branches.guildmortgage.com/wa/tumwater/josiah-shelman-482-tcjsh.html",
        "disciplinary_check": "not_checked"
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        "Lists Down payment assistance on lender page (lender page, verified 2026-10-09)",
        "Office in Tumwater, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 6 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/josiah-shelman-1824996",
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/wa/tumwater/josiah-shelman-482-tcjsh.html"
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      "matched_specialties": [
        "down-payment-assistance"
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      "unconfirmed_specialties": []
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    {
      "rank": 4,
      "score": 55.3,
      "loan_officer": {
        "nmls_id": 1569697,
        "slug": "eric-whitney-hexum-1569697",
        "full_name": "Eric Whitney Hexum",
        "canonical_url": "https://lendb.ai/lo/eric-whitney-hexum-1569697",
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        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Kennewick",
          "state": "WA"
        },
        "licensed_states": [
          "AZ",
          "OR",
          "WA"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2021-01-06",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
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        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/wa/kennewick/eric-whitney-hexum-285-mgewh.html",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Lists Down payment assistance on lender page (lender page, verified 2026-10-09)",
        "Office in Kennewick, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 6, 2021 (Florida), per state regulator"
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/wa/kennewick/eric-whitney-hexum-285-mgewh.html"
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      "matched_specialties": [
        "down-payment-assistance"
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      "score": 55,
      "loan_officer": {
        "nmls_id": 484350,
        "slug": "nadia-raknai-484350",
        "full_name": "Nadia Raknai",
        "canonical_url": "https://lendb.ai/lo/nadia-raknai-484350",
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        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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        "branch": {
          "city": "Seattle",
          "state": "WA"
        },
        "licensed_states": [
          "CA",
          "OR",
          "TX",
          "WA"
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        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [
          "th"
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        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2025-05-23",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
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        "years_experience": 28,
        "lender_profile_url": "https://crosscountrymortgage.com/seattle-wa-5235/nadia-raknai/",
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      "reasons": [
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        "Office in Seattle, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "score": 54.8,
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        "slug": "arthur-buhrer-114080",
        "full_name": "Arthur Buhrer",
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "AK",
          "AZ",
          "CA",
          "CO",
          "HI",
          "ID",
          "MO",
          "MT",
          "NC",
          "ND",
          "OR",
          "TX",
          "WA"
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        "licenses": [
          {
            "state": "AK",
            "confidence": "lender_reported"
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          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "HI",
            "confidence": "lender_reported"
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          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "ND",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
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            "slug": "investor",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2022-01-14",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2022,
          "state": "CO"
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        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/sequim-wa-5532/arthur-buhrer/",
        "disciplinary_check": "not_checked"
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      "reasons": [
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        "Office in Sequim, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: January 14, 2022 (Colorado), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/arthur-buhrer-114080",
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/sequim-wa-5532/arthur-buhrer/"
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      "unconfirmed_specialties": []
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      "score": 54.8,
      "loan_officer": {
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        "slug": "april-janas-299013",
        "full_name": "April Janas",
        "canonical_url": "https://lendb.ai/lo/april-janas-299013",
        "json_url": "https://lendb.ai/lo/april-janas-299013.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Puyallup",
          "state": "WA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CO",
          "ID",
          "IL",
          "MT",
          "NV",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "ID",
            "confidence": "lender_reported"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
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          {
            "slug": "heloc",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2022-02-15",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2022,
          "state": "TX"
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        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/",
        "disciplinary_check": "not_checked"
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      "reasons": [
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        "Office in Puyallup, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 15, 2022 (Texas), per state regulator",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/april-janas-299013",
      "license_check": {
        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "down-payment-assistance"
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      "unconfirmed_specialties": []
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      "rank": 8,
      "score": 54.8,
      "loan_officer": {
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        "slug": "duane-martin-327181",
        "full_name": "Duane Martin",
        "canonical_url": "https://lendb.ai/lo/duane-martin-327181",
        "json_url": "https://lendb.ai/lo/duane-martin-327181.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Bothell",
          "state": "WA"
        },
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