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          "KS",
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            "slug": "fha",
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          "year": 2011,
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        "States 20 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/anthony-gatliff-441507",
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        "eligible": true,
        "label": "Licensed in CO: confirmed with the Colorado regulator (license 100516135), verified 2026-10-10",
        "verified_at": "2026-10-10",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=244480&contact=464616"
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        "json_url": "https://lendb.ai/lo/morgan-cowle-40312.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
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        "branch": {
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        "licensed_states": [
          "FL",
          "CO",
          "PA",
          "AL",
          "AR",
          "CT",
          "IN",
          "KY",
          "MI",
          "OH",
          "OK",
          "TN",
          "TX"
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            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AR",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "CT",
            "confidence": "lender_reported"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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            "state": "MI",
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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            "state": "TN",
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        "Earliest state license record: May 22, 2013 (Colorado), per state regulator",
        "States 18 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/morgan-cowle-40312",
      "license_check": {
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        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CO: confirmed with the Colorado regulator (license 100044050), verified 2026-10-10",
        "verified_at": "2026-10-10",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=140579&contact=250218"
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      "score": 61.3,
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          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
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          "IN",
          "MO",
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          "TN"
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            "confidence": "confirmed"
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            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "state": "OH",
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "slug": "usda",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          "year": 2021,
          "state": "FL"
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        "lender_profile_url": "https://www.fairway.com/lo/craig-cusick-210381",
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        "Earliest state license record: June 15, 2021 (Florida), per state regulator",
        "States 17 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/craig-cusick-210381",
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        "state": "CO",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in CO: confirmed with the Colorado regulator (license 100537711), verified 2026-10-10",
        "verified_at": "2026-10-10",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=322208&contact=553174"
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      "score": 61.3,
      "loan_officer": {
        "nmls_id": 357732,
        "slug": "kadeth-tun-357732",
        "full_name": "Kadeth Tun",
        "canonical_url": "https://lendb.ai/lo/kadeth-tun-357732",
        "json_url": "https://lendb.ai/lo/kadeth-tun-357732.json",
        "lender": {
          "nmls_id": 320841,
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          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
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          "state": null
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          "CO",
          "AZ",
          "CA"
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        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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        ],
        "federal_registration_likely": false,
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        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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            "slug": "self-employed",
            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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        "earliest_license_record": {
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        "Earliest state license record: March 31, 2015 (Florida), per state regulator",
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      "canonical_url": "https://lendb.ai/lo/kadeth-tun-357732",
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        "eligible": true,
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}