{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=fha&state=WY",
  "filters": {
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    "state": "WY",
    "limit": 10
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  "count": 10,
  "results": [
    {
      "rank": 1,
      "score": 59.8,
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        "slug": "sandra-lutz-533656",
        "full_name": "Sandee Lutz",
        "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656",
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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        "branch": {
          "city": "Romeo",
          "state": "MI"
        },
        "licensed_states": [
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          "AL",
          "AR",
          "CA",
          "CO",
          "CT",
          "GA",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "ME",
          "MI",
          "MN",
          "MO",
          "MT",
          "ND",
          "OH",
          "OK",
          "OR",
          "SD",
          "TN",
          "VA",
          "WA",
          "WI",
          "WY"
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        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AR",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "lender_reported"
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          {
            "state": "CT",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "lender_reported"
          },
          {
            "state": "ME",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "ND",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
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          {
            "state": "WY",
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          {
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          "date": "2020-02-13",
          "state": "FL"
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        "licensed_since": {
          "year": 2020,
          "state": "FL"
        },
        "years_experience": 20,
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        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
        "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 13, 2020 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
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        "source_url": "https://crosscountrymortgage.com/romeo-mi-3209/sandra-lutz/"
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          "name": "Churchill Mortgage",
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          "type": "imb"
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          "city": "Portland",
          "state": "OR"
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          "AK",
          "AZ",
          "CA",
          "IA",
          "ID",
          "MT",
          "NE",
          "OR",
          "TX",
          "WA",
          "WY"
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        "licenses": [
          {
            "state": "AK",
            "confidence": "lender_reported"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "IA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "NE",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WY",
            "confidence": "lender_reported"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "renovation",
            "evidence": "lender_page_text"
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          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
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          "state": "TX"
        },
        "licensed_since": {
          "year": 2023,
          "state": "TX"
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        "years_experience": 12,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/evan-luchaco",
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        "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 14, 2023 (Texas), per state regulator",
        "States 12 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/evan-luchaco-887608",
      "license_check": {
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        "eligible": true,
        "label": "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.churchillmortgage.com/loan-officers/evan-luchaco"
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      "matched_specialties": [
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      "loan_officer": {
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        "full_name": "Angie Pyle",
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          "type": "imb"
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        "branch": {
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        "licensed_states": [
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        "licenses": [
          {
            "state": "WY",
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        "federal_registration_likely": false,
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        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "lender_profile_url": "https://branches.guildmortgage.com/wy/casper/angie-pyle-500-chapy.html",
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      "reasons": [
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        "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
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        "eligible": true,
        "label": "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "score": 52.8,
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        "full_name": "Tyler Rowland",
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        "lender": {
          "nmls_id": 190465,
          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
        },
        "branch": {
          "city": "Cedar City",
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        },
        "licensed_states": [
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          "CA",
          "ID",
          "NV",
          "UT",
          "WY"
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        "licenses": [
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            "confidence": "lender_reported"
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            "confidence": "confirmed"
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          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
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            "confidence": "lender_reported"
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          {
            "state": "UT",
            "confidence": "lender_reported"
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            "state": "WY",
            "confidence": "lender_reported"
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        "specialties": [
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "licensed_since": {
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          "state": "CO"
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        "years_experience": 6,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/tyler-rowland/",
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          "CA",
          "MI",
          "NM",
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          {
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            "state": "NM",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
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      ],
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        "eligible": true,
        "label": "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "score": 51.8,
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        "full_name": "Brad Mabey",
        "canonical_url": "https://lendb.ai/lo/brad-mabey-262718",
        "json_url": "https://lendb.ai/lo/brad-mabey-262718.json",
        "lender": {
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          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
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        },
        "licensed_states": [
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          "NV",
          "SC",
          "UT",
          "WY"
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        "licenses": [
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            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
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          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "WY",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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        "years_licensed": null,
        "earliest_license_record": null,
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        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/spanishfork/brad-mabey-161-hpbma.html",
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      "reasons": [
        "Lists FHA loan on lender page (lender page, verified 2026-10-09)",
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        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/brad-mabey-262718",
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        "eligible": true,
        "label": "WY listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://branches.guildmortgage.com/ut/spanishfork/brad-mabey-161-hpbma.html"
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        "slug": "ashlie-roe-639380",
        "full_name": "Ashlie Roe",
        "canonical_url": "https://lendb.ai/lo/ashlie-roe-639380",
        "json_url": "https://lendb.ai/lo/ashlie-roe-639380.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "UT"
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        "licensed_states": [
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          "CA",
          "CO",
          "ID",
          "MT",
          "NV",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
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        "licenses": [
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            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WY",
            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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      },
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          "GA",
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          "ME",
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          "NC",
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}