{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=foreign-national&state=MD",
  "filters": {
    "specialty": [
      "foreign-national"
    ],
    "state": "MD",
    "limit": 10
  },
  "count": 3,
  "results": [
    {
      "rank": 1,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 2656628,
        "slug": "ken-powell-2656628",
        "full_name": "Ken Powell",
        "canonical_url": "https://lendb.ai/lo/ken-powell-2656628",
        "json_url": "https://lendb.ai/lo/ken-powell-2656628.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Hughesville",
          "state": "MD"
        },
        "licensed_states": [
          "MD",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 10,
        "lender_profile_url": "https://www.fairway.com/lo/ken-powell-2656628"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in MD (listed on lender page, verified 2026-10-09)",
        "Branch in Maryland",
        "10 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ken-powell-2656628"
    },
    {
      "rank": 2,
      "score": 36.8,
      "loan_officer": {
        "nmls_id": 2820377,
        "slug": "sharif-baset-2820377",
        "full_name": "Sharif Baset",
        "canonical_url": "https://lendb.ai/lo/sharif-baset-2820377",
        "json_url": "https://lendb.ai/lo/sharif-baset-2820377.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": "Duluth",
          "state": "GA"
        },
        "licensed_states": [
          "AL",
          "CA",
          "CO",
          "FL",
          "GA",
          "IA",
          "MD",
          "MO",
          "NC",
          "TN",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/sharif-baset-2820377"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in MD (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/sharif-baset-2820377"
    },
    {
      "rank": 3,
      "score": 36.5,
      "loan_officer": {
        "nmls_id": 2462401,
        "slug": "ivan-lin-2462401",
        "full_name": "Ivan Lin",
        "canonical_url": "https://lendb.ai/lo/ivan-lin-2462401",
        "json_url": "https://lendb.ai/lo/ivan-lin-2462401.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AL",
          "CO",
          "IA",
          "IL",
          "LA",
          "MD",
          "MN",
          "MO",
          "WA"
        ],
        "languages": [
          "zh"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "physician",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ivan-lin-2462401"
      },
      "reasons": [
        "Lists Foreign national on lender page (lender page, verified 2026-10-09)",
        "Licensed in MD (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ivan-lin-2462401"
    }
  ]
}