{
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  "filters": {
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    "limit": 10
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  "results": [
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      "rank": 1,
      "score": 62,
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          "NY",
          "PA"
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        "NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: March 7, 2023 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
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        "label": "NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/summit-nj-3974/jacqueline-koven/"
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          "CT",
          "IL",
          "NJ",
          "PA",
          "SC",
          "TX"
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          {
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            "confidence": "lender_reported"
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            "state": "NJ",
            "confidence": "lender_reported"
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            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "SC",
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          {
            "state": "TX",
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          "state": "FL"
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          "name": "CrossCountry Mortgage",
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          "state": "NC"
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          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "HI",
          "IA",
          "IL",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "NC",
          "ND",
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          "NH",
          "NJ",
          "NM",
          "NV",
          "NY",
          "OH",
          "OK",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
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            "state": "AL",
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          },
          {
            "state": "AR",
            "confidence": "lender_reported"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "CT",
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          {
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          {
            "state": "DE",
            "confidence": "lender_reported"
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          {
            "state": "FL",
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            "state": "MA",
            "confidence": "lender_reported"
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            "state": "MD",
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          {
            "state": "ME",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
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            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "MO",
            "confidence": "lender_reported"
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          {
            "state": "MS",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "ND",
            "confidence": "lender_reported"
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          {
            "state": "NE",
            "confidence": "lender_reported"
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          {
            "state": "NH",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "NM",
            "confidence": "lender_reported"
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          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "NY",
            "confidence": "confirmed"
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          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "RI",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
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            "evidence": "lender_page_text"
          },
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            "slug": "investor",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2013-12-12",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2013,
          "state": "TX"
        },
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        "Earliest state license record: December 12, 2013 (Texas), per state regulator",
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      ],
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          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
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          "AL",
          "CA",
          "CT",
          "GA",
          "KY",
          "NC",
          "NJ",
          "NY",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA"
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          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CT",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "PA",
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          "OR",
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            "confidence": "lender_reported"
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            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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            "state": "NM",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "NY",
            "confidence": "confirmed"
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            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
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            "state": "PA",
            "confidence": "lender_reported"
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          {
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            "confidence": "confirmed"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WV",
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          "state": "FL"
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          "state": "FL"
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      },
      "reasons": [
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        "label": "NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/"
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        "lender": {
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          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
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          "state": "MD"
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          "PA",
          "DC",
          "DE",
          "GA",
          "MD",
          "NC",
          "NE",
          "NJ",
          "OH",
          "SC",
          "TN",
          "VA",
          "WA",
          "WV"
        ],
        "licenses": [
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            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "DC",
            "confidence": "lender_reported"
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            "state": "DE",
            "confidence": "lender_reported"
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          {
            "state": "FL",
            "confidence": "confirmed"
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        },
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      "score": 59.3,
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        "json_url": "https://lendb.ai/lo/hong-luu-185192.json",
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          "DC",
          "MD",
          "NE",
          "NJ",
          "PA",
          "TX",
          "VA"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          "state": "TX"
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        "Earliest state license record: January 16, 2019 (Texas), per state regulator",
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        "label": "NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114",
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          "GA",
          "IL",
          "IN",
          "MI",
          "NJ",
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          {
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}