{
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          "CA",
          "MT",
          "NV",
          "UT",
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "ID",
          "NV",
          "OR",
          "UT"
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        "licenses": [
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          {
            "state": "ID",
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          {
            "state": "NV",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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          {
            "slug": "investor",
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        "licensed_since": null,
        "years_experience": 20,
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "nmls_id": 190465,
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          "type": "imb"
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          "UT"
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          {
            "state": "UT",
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        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "eligible": true,
        "label": "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.intercaplending.com/loan-officer/kris-james/"
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "state": "UT"
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          "FL",
          "CA",
          "CO",
          "ID",
          "MT",
          "NV",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
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        "licenses": [
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            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "ID",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "NV",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "UT",
            "confidence": "lender_reported"
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            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WY",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "construction",
            "evidence": "lender_page_text"
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          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          "state": "CO"
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        "licensed_since": {
          "year": 2018,
          "state": "CO"
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        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/eden-ut-3606/ashlie-roe/",
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        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 7, 2018 (Colorado), per state regulator"
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        "confidence": "lender_reported",
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        "label": "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
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          "TX",
          "UT"
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            "state": "TX",
            "confidence": "confirmed"
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            "state": "UT",
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          {
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            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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        "licensed_since": {
          "year": 2023,
          "state": "TX"
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          "CO",
          "FL",
          "NC",
          "NM",
          "NV",
          "OH",
          "OR",
          "SC",
          "TX",
          "UT",
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            "state": "AZ",
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            "state": "CA",
            "confidence": "lender_reported"
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            "state": "CO",
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            "confidence": "lender_reported"
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            "state": "OH",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          "CA",
          "ID",
          "NV",
          "UT",
          "WY"
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "ID",
            "confidence": "lender_reported"
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          {
            "state": "NV",
            "confidence": "lender_reported"
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            "state": "UT",
            "confidence": "lender_reported"
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            "state": "WY",
            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "earliest_license_record": {
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          "state": "CO"
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        "licensed_since": {
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        "lender_profile_url": "https://www.intercaplending.com/loan-officer/tyler-rowland/",
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        "canonical_url": "https://lendb.ai/lo/leesa-millham-288158",
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          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "UT"
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        "licenses": [
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            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/cottonwood-heights-ut-4364/leesa-millham/",
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      "reasons": [
        "Lists Real estate investor on lender page (lender page, verified 2026-10-09)",
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/leesa-millham-288158",
      "license_check": {
        "state": "UT",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/cottonwood-heights-ut-4364/leesa-millham/"
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