{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=itin&state=OR",
  "filters": {
    "specialty": [
      "itin"
    ],
    "state": "OR",
    "limit": 10
  },
  "count": 3,
  "results": [
    {
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      "score": 45.5,
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        "nmls_id": 1502086,
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        "full_name": "Janeth Pannen",
        "canonical_url": "https://lendb.ai/lo/janeth-pannen-1502086",
        "json_url": "https://lendb.ai/lo/janeth-pannen-1502086.json",
        "lender": {
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          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
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          "state": null
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          "CA",
          "IL",
          "OR",
          "WA"
        ],
        "languages": [
          "es"
        ],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
          },
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "years_experience": null,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/janeth-pannen/"
      },
      "reasons": [
        "Lists ITIN borrower on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/janeth-pannen-1502086"
    },
    {
      "rank": 2,
      "score": 43.3,
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        "canonical_url": "https://lendb.ai/lo/samuel-bromley-1151654",
        "json_url": "https://lendb.ai/lo/samuel-bromley-1151654.json",
        "lender": {
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          "canonical_url": "https://lendb.ai/lender/xpert-home-lending-2179191",
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          "AZ",
          "CA",
          "CO",
          "KS",
          "MN",
          "MO",
          "OR",
          "TN",
          "TX"
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        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "slug": "dscr",
            "evidence": "lender_page_text"
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            "slug": "fha",
            "evidence": "lender_page_text"
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            "slug": "heloc",
            "evidence": "lender_page_text"
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            "slug": "itin",
            "evidence": "lender_page_text"
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          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "slug": "usda",
            "evidence": "lender_page_text"
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        "years_experience": null,
        "lender_profile_url": "https://xperthomelending.com/loan-directory/samuel-bromley"
      },
      "reasons": [
        "Lists ITIN borrower on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "12 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 41.8,
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          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "state": "WA"
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          "WA"
        ],
        "languages": [],
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          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
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            "slug": "itin",
            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
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        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/kennewick-wa-3652/carmel-perez/"
      },
      "reasons": [
        "Lists ITIN borrower on lender page (lender page, verified 2026-10-09)",
        "Licensed in OR (listed on lender page, verified 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/carmel-perez-1933170"
    }
  ]
}