{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=low-credit&state=DE",
  "filters": {
    "specialty": [
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    ],
    "state": "DE",
    "limit": 10
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  "results": [
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      "rank": 1,
      "score": 59.8,
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        "slug": "mark-niosi-216306",
        "full_name": "Mark Niosi",
        "canonical_url": "https://lendb.ai/lo/mark-niosi-216306",
        "json_url": "https://lendb.ai/lo/mark-niosi-216306.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
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          "state": "MD"
        },
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          "DC",
          "DE",
          "GA",
          "MD",
          "NC",
          "SC",
          "VA",
          "WV"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "SC",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "WV",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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        "specialties": [
          {
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "Earliest state license record: December 23, 2020 (Florida), per state regulator",
        "States 24 years of experience (lender page, 2026-10-09)"
      ],
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      "license_check": {
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        "label": "DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "rank": 2,
      "score": 41.8,
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        "full_name": "Katy Sychterz",
        "canonical_url": "https://lendb.ai/lo/katy-sychterz-183951",
        "json_url": "https://lendb.ai/lo/katy-sychterz-183951.json",
        "lender": {
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          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
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          "state": "PA"
        },
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          "NJ",
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "specialties": [
          {
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        "licensed_since": null,
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        "disciplinary_check": "not_checked"
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      "canonical_url": "https://lendb.ai/lo/katy-sychterz-183951",
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  ]
}