{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=manufactured&state=IL",
  "filters": {
    "specialty": [
      "manufactured"
    ],
    "state": "IL",
    "limit": 10
  },
  "count": 2,
  "results": [
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      "score": 54.3,
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        "slug": "chelsea-lentes-1481193",
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        "canonical_url": "https://lendb.ai/lo/chelsea-lentes-1481193",
        "json_url": "https://lendb.ai/lo/chelsea-lentes-1481193.json",
        "lender": {
          "nmls_id": 141868,
          "name": "Ruoff Mortgage",
          "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
          "type": "imb"
        },
        "branch": {
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          "state": null
        },
        "licensed_states": [
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          "IN"
        ],
        "licenses": [
          {
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            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
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            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
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        ],
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 11,
        "lender_profile_url": "https://www.ruoff.com/ChelseaLentes",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 11 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/chelsea-lentes-1481193",
      "license_check": {
        "state": "IL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.ruoff.com/ChelseaLentes"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
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    {
      "rank": 2,
      "score": 51.8,
      "loan_officer": {
        "nmls_id": 525364,
        "slug": "tina-marie-stahl-525364",
        "full_name": "Tina-Marie Stahl",
        "canonical_url": "https://lendb.ai/lo/tina-marie-stahl-525364",
        "json_url": "https://lendb.ai/lo/tina-marie-stahl-525364.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
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          "state": "IN"
        },
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          "IL",
          "IN"
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        "licenses": [
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            "confidence": "confirmed"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
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          "state": "FL"
        },
        "licensed_since": {
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          "state": "FL"
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        "lender_profile_url": "https://branches.guildmortgage.com/in/westlafayette/tina-marie-stahl-25-chtsta.html",
        "disciplinary_check": "not_checked"
      },
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        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
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        "Earliest state license record: July 31, 2024 (Florida), per state regulator",
        "States 40 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tina-marie-stahl-525364",
      "license_check": {
        "state": "IL",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/in/westlafayette/tina-marie-stahl-25-chtsta.html"
      },
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      "matched_specialties": [
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  ]
}