{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=manufactured&state=OH",
  "filters": {
    "specialty": [
      "manufactured"
    ],
    "state": "OH",
    "limit": 10
  },
  "count": 4,
  "results": [
    {
      "rank": 1,
      "score": 62.8,
      "loan_officer": {
        "nmls_id": 246454,
        "slug": "jeff-ogden-246454",
        "full_name": "Jeff Ogden",
        "canonical_url": "https://lendb.ai/lo/jeff-ogden-246454",
        "json_url": "https://lendb.ai/lo/jeff-ogden-246454.json",
        "lender": {
          "nmls_id": 2229,
          "name": "Union Home Mortgage",
          "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
          "type": "imb"
        },
        "branch": {
          "city": "Dublin",
          "state": "OH"
        },
        "licensed_states": [
          "OH"
        ],
        "licenses": [
          {
            "state": "OH",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.uhm.com/loan-officers/jogden/",
        "disciplinary_check": "not_checked"
      },
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        "Lists Manufactured home on lender page (lender page, verified 2026-10-14)",
        "Office in Dublin, OH",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 30 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/jeff-ogden-246454",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.uhm.com/loan-officers/jogden/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
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    {
      "rank": 2,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 1257288,
        "slug": "david-goist-1257288",
        "full_name": "David Goist",
        "canonical_url": "https://lendb.ai/lo/david-goist-1257288",
        "json_url": "https://lendb.ai/lo/david-goist-1257288.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Boardman",
          "state": "OH"
        },
        "licensed_states": [
          "OH",
          "PA"
        ],
        "licenses": [
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/boardman-oh-2110/david-goist-jr/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Office in Boardman, OH",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/david-goist-1257288",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/boardman-oh-2110/david-goist-jr/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    },
    {
      "rank": 3,
      "score": 48.8,
      "loan_officer": {
        "nmls_id": 1074707,
        "slug": "christopher-hardy-1074707",
        "full_name": "Christopher Hardy",
        "canonical_url": "https://lendb.ai/lo/christopher-hardy-1074707",
        "json_url": "https://lendb.ai/lo/christopher-hardy-1074707.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "OH",
          "PA"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
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        "earliest_license_record": {
          "date": "2025-06-04",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2025,
          "state": "FL"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/christopher-hardy-1074707",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: June 4, 2025 (Florida), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-hardy-1074707",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.loanfactory.com/mortgage-expert/christopher-hardy-1074707"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    },
    {
      "rank": 4,
      "score": 41.8,
      "loan_officer": {
        "nmls_id": 1680209,
        "slug": "megan-alberts-1680209",
        "full_name": "Megan Alberts",
        "canonical_url": "https://lendb.ai/lo/megan-alberts-1680209",
        "json_url": "https://lendb.ai/lo/megan-alberts-1680209.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Cadillac",
          "state": "MI"
        },
        "licensed_states": [
          "MI",
          "OH"
        ],
        "licenses": [
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/mi/cadillac/megan-alberts-977-chma.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/megan-alberts-1680209",
      "license_check": {
        "state": "OH",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OH listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/mi/cadillac/megan-alberts-977-chma.html"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
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  ]
}