{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=manufactured&state=TX",
  "filters": {
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    "limit": 10
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      "rank": 1,
      "score": 59.8,
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        "nmls_id": 1910430,
        "slug": "christopher-gibson-1910430",
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          "nmls_id": 135622,
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          "FL",
          "CO",
          "WA",
          "TX"
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          {
            "state": "FL",
            "confidence": "confirmed"
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        "Earliest state license record: December 11, 2019 (Colorado), per state regulator",
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          {
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          "state": "TX"
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          "TX"
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        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
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        "States 5 years of experience (lender page, 2026-10-10)"
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          "type": "imb"
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        "branch": {
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        "licensed_states": [
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        "licenses": [
          {
            "state": "TX",
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        "languages": [
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        "licensed_since": {
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          "state": "TX"
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        "lender_profile_url": "https://branches.guildmortgage.com/tx/sanantonio/margot-de-la-paz-932-chmde.html",
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        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: March 16, 2012 (Texas), per state regulator",
        "States 30 years of experience (lender page, 2026-10-09)"
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          "state": "TX"
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        "lender_profile_url": "https://www.cardinalfinancial.com/loan-originator/clint-minyard/",
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        "lender": {
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        "branch": {
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        "licensed_states": [
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            "state": "TN",
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "CA",
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          {
            "state": "CO",
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          {
            "state": "FL",
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          {
            "state": "ID",
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          {
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            "state": "OR",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "WY",
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        "specialties": [
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            "slug": "bank-statement",
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          {
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          {
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          {
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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          "state": "TX"
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          "state": "TX"
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      "loan_officer": {
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        "slug": "kellie-buchanan-744052",
        "full_name": "Kellie Buchanan",
        "canonical_url": "https://lendb.ai/lo/kellie-buchanan-744052",
        "json_url": "https://lendb.ai/lo/kellie-buchanan-744052.json",
        "lender": {
          "nmls_id": 134871,
          "name": "Highlands Residential Mortgage",
          "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
          "type": "imb"
        },
        "branch": {
          "city": "Angel Fire",
          "state": "NM"
        },
        "licensed_states": [
          "FL",
          "CO",
          "NM",
          "OK",
          "TN",
          "TX"
        ],
        "licenses": [
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2012-01-06",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2012,
          "state": "TX"
        },
        "years_experience": 34,
        "lender_profile_url": "https://www.highlandsmortgage.com/agents/kellie-buchanan/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: January 6, 2012 (Texas), per state regulator",
        "States 34 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kellie-buchanan-744052",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    },
    {
      "rank": 10,
      "score": 53,
      "loan_officer": {
        "nmls_id": 1156263,
        "slug": "joshua-champneys-1156263",
        "full_name": "Joshua Champneys",
        "canonical_url": "https://lendb.ai/lo/joshua-champneys-1156263",
        "json_url": "https://lendb.ai/lo/joshua-champneys-1156263.json",
        "lender": {
          "nmls_id": 1839243,
          "name": "Empire Home Loans",
          "canonical_url": "https://lendb.ai/lender/empire-home-loans-1839243",
          "type": "broker"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "TX"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2018-03-14",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2018,
          "state": "FL"
        },
        "years_experience": 18,
        "lender_profile_url": "https://www.empirehomeloans.com/team/josh",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Manufactured home on lender page (lender page, verified 2026-10-09)",
        "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "Earliest state license record: March 14, 2018 (Florida), per state regulator",
        "States 18 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/joshua-champneys-1156263",
      "license_check": {
        "state": "TX",
        "confidence": "confirmed",
        "eligible": true,
        "label": "Licensed in TX: confirmed with the Texas regulator, verified 2026-10-13",
        "verified_at": "2026-10-13",
        "source_url": "https://www.sml.texas.gov/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "manufactured"
      ],
      "unconfirmed_specialties": []
    }
  ]
}