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          "non-qm",
          "renovation",
          "reverse",
          "self-employed",
          "usda",
          "va",
          "vacation-home"
        ],
        "years_licensed": null,
        "earliest_license_record": {
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          "state": "CA"
        },
        "licensed_since": {
          "year": 2017,
          "state": "CA"
        },
        "years_experience": 15,
        "lender_profile_url": "https://pricemortgage.com/about/andy-price/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-21)",
        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: March 16, 2017 (California), per state regulator",
        "States 15 years of experience (lender page, 2026-10-21)"
      ],
      "canonical_url": "https://lendb.ai/lo/william-price-175742",
      "license_check": {
        "state": "UT",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-21",
        "source_url": "https://pricemortgage.com/about/andy-price/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
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      "score": 37,
      "loan_officer": {
        "nmls_id": 242466,
        "slug": "marylee-gilchrist-242466",
        "full_name": "Marylee Gilchrist",
        "canonical_url": "https://lendb.ai/lo/marylee-gilchrist-242466",
        "json_url": "https://lendb.ai/lo/marylee-gilchrist-242466.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "UT"
        },
        "headshot_url": "https://thevault.ccm.com/asset/b926a7c0-c28a-4543-b10c-089de9a68869/Website/4364_Gilchrist_242466.jpg",
        "licensed_states": [
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          "CO",
          "TX",
          "AZ",
          "CA",
          "GA",
          "ID",
          "KY",
          "NV",
          "UT",
          "WY"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "WY",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
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            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
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        ],
        "lender_offers": [
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          "condo-non-warrantable",
          "construction",
          "down-payment-assistance",
          "dscr",
          "first-time-buyer",
          "investor",
          "jumbo",
          "non-qm",
          "physician",
          "renovation",
          "reverse",
          "rural",
          "self-employed",
          "usda"
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            "source": "HUD",
            "as_of": "2026-08"
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        "earliest_license_record": {
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        },
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          "year": 2012,
          "state": "CO"
        },
        "years_experience": 41,
        "lender_profile_url": "https://crosscountrymortgage.com/cottonwood-heights-ut-4364/marylee-gilchrist/",
        "disciplinary_check": "not_checked"
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        "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 17, 2012 (Colorado), per state regulator",
        "States 41 years of experience (lender page, 2026-10-22)"
      ],
      "canonical_url": "https://lendb.ai/lo/marylee-gilchrist-242466",
      "license_check": {
        "state": "UT",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-22",
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      },
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      "matched_specialties": [
        "refinance"
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      "match_level": "officer"
    }
  ]
}