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            "state": "KY",
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            "state": "MD",
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            "state": "ND",
            "confidence": "lender_reported"
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          {
            "state": "NE",
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          {
            "state": "NH",
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          {
            "state": "NM",
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          {
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          {
            "state": "OK",
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            "confidence": "confirmed"
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            "state": "SC",
            "confidence": "lender_reported"
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          {
            "state": "SD",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "UT",
            "confidence": "lender_reported"
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          {
            "state": "VA",
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          {
            "state": "VT",
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          "new-construction",
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          "vacation-home"
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          "MA",
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          "VT"
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        "lender_profile_url": "https://bluewatermtg.com/our-team/jay-healy/",
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            "confidence": "lender_reported"
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          {
            "state": "TN",
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "VA",
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          {
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            "confidence": "lender_reported"
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        "VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 14, 2019 (California), per state regulator",
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              "CO",
              "CT",
              "DE",
              "FL",
              "MA",
              "NY",
              "PA"
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          {
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        "lender": {
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        "headshot_url": "https://thevault.ccm.com/asset/5cb7d1e6-8900-4cc9-988d-bd271fcfb3bb/Website/4814_Devin_47305.jpg",
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          "IL",
          "MA",
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          "MI",
          "NC",
          "NH",
          "NJ",
          "RI",
          "SC",
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}