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          "AZ",
          "CA",
          "GA",
          "ID",
          "IL",
          "IN",
          "MT",
          "NV",
          "OK",
          "OR",
          "SD",
          "TX",
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          "MN",
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          "OK",
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          {
            "state": "OK",
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          {
            "state": "OR",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
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          {
            "state": "SC",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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          {
            "state": "UT",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "state": "VT",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
          },
          {
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            "confidence": "lender_reported"
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        "years_experience": 28,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/",
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        "Licensed since 2023 (per Florida records)",
        "States 28 years of experience (lender page, 2026-10-09)"
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        "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/"
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        "lender": {
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          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
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        "branch": {
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        "licensed_states": [
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          "CO",
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          "LA",
          "OK",
          "TN",
          "VA"
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          {
            "state": "CO",
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          {
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