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          "AL",
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          "DE",
          "MA",
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          "PA",
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          "VA",
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            "state": "VA",
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            "state": "VT",
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        "licenses": [
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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          "state": "FL"
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          "state": "FL"
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        "DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "label": "DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "type": "imb"
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          "MD",
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          "NY",
          "OH",
          "OK",
          "OR",
          "PA",
          "RI",
          "SC",
          "SD",
          "TN",
          "TX",
          "UT",
          "VA",
          "VT",
          "WA",
          "WI",
          "WV",
          "WY"
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            "state": "AK",
            "confidence": "lender_reported"
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            "state": "AL",
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          {
            "state": "AR",
            "confidence": "lender_reported"
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            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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            "state": "CT",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "DE",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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            "state": "KS",
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            "state": "KY",
            "confidence": "lender_reported"
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            "state": "LA",
            "confidence": "lender_reported"
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            "state": "MA",
            "confidence": "lender_reported"
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            "state": "MD",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "MI",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "MS",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "ND",
            "confidence": "lender_reported"
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          {
            "state": "NE",
            "confidence": "lender_reported"
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            "state": "NH",
            "confidence": "lender_reported"
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          {
            "state": "NJ",
            "confidence": "lender_reported"
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          {
            "state": "NM",
            "confidence": "lender_reported"
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          {
            "state": "NV",
            "confidence": "lender_reported"
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          {
            "state": "NY",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "RI",
            "confidence": "lender_reported"
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          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "lender_reported"
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          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "VT",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
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            "state": "WV",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "licensed_since": {
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        "years_experience": 28,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/",
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          "CA",
          "DC",
          "DE",
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          "MD",
          "NC",
          "NJ",
          "OH",
          "RI",
          "SC",
          "TX",
          "VA"
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        "licenses": [
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            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "DC",
            "confidence": "lender_reported"
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          {
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            "state": "FL",
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "state": "NJ",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "SC",
            "confidence": "lender_reported"
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            "state": "TX",
            "confidence": "lender_reported"
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          "state": "FL"
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        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/neil-sweren/",
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        "Earliest state license record: May 9, 2017 (Florida), per state regulator"
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      "license_check": {
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        "eligible": true,
        "label": "DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.atlanticcoastmortgage.com/lo/neil-sweren/"
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        "canonical_url": "https://lendb.ai/lo/james-conley-1956955",
        "json_url": "https://lendb.ai/lo/james-conley-1956955.json",
        "lender": {
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          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
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        "licensed_states": [
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          "PA",
          "VA"
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        "licenses": [
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          {
            "state": "FL",
            "confidence": "confirmed"
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            "state": "MD",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "lender_reported"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
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        "licensed_since": {
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          "state": "FL"
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        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/jim-conley-1956955",
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      "reasons": [
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        "Earliest state license record: October 7, 2022 (Florida), per state regulator"
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      "canonical_url": "https://lendb.ai/lo/james-conley-1956955",
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "KS",
          "ME",
          "MN",
          "MT",
          "OR",
          "PA",
          "WA"
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        "licenses": [
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            "confidence": "lender_reported"
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            "state": "CO",
            "confidence": "lender_reported"
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            "state": "CT",
            "confidence": "lender_reported"
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            "state": "DC",
            "confidence": "lender_reported"
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          {
            "state": "DE",
            "confidence": "lender_reported"
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          {
            "state": "FL",
            "confidence": "confirmed"
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        "languages": [],
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