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          "CA",
          "GA",
          "IL",
          "IN",
          "MD",
          "ME",
          "MN",
          "NC",
          "NV",
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          {
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        "json_url": "https://lendb.ai/lo/christine-jensen-244648.json",
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          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
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        "licensed_states": [
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          "CO",
          "KS",
          "NC",
          "NM",
          "OH",
          "OK",
          "SC",
          "VA"
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          {
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            "confidence": "confirmed"
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          {
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            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "NM",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "languages": [],
        "specialties": [
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            "evidence": "lender_page_text"
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        "licensed_since": {
          "year": 2008,
          "state": "CO"
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        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/christine-jensen-244648",
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        "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Licensed since 2008 (per Colorado records)"
      ],
      "canonical_url": "https://lendb.ai/lo/christine-jensen-244648",
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.fairway.com/lo/christine-jensen-244648"
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      "matched_specialties": [
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      "score": 54.8,
      "loan_officer": {
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        "slug": "patrick-stoy-39527",
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        "canonical_url": "https://lendb.ai/lo/patrick-stoy-39527",
        "json_url": "https://lendb.ai/lo/patrick-stoy-39527.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "NC"
        },
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          "KY",
          "MN",
          "MO",
          "MT",
          "NC",
          "NM",
          "SC",
          "VA"
        ],
        "licenses": [
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            "confidence": "confirmed"
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          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
          },
          {
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            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
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            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
          },
          {
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            "evidence": "lender_page_text"
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        "years_licensed": 4,
        "licensed_since": {
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          "state": "FL"
        },
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/wilmington-nc-4427/patrick-stoy/",
        "disciplinary_check": "not_checked"
      },
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        "Office in Wilmington, NC",
        "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Licensed since 2022 (per Florida records)",
        "States 25 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/patrick-stoy-39527",
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "score": 53.8,
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        "slug": "tyler-blackman-1217164",
        "full_name": "Tyler Blackman",
        "canonical_url": "https://lendb.ai/lo/tyler-blackman-1217164",
        "json_url": "https://lendb.ai/lo/tyler-blackman-1217164.json",
        "lender": {
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          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
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          "NC"
        ],
        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
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            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 12,
        "licensed_since": {
          "year": 2014,
          "state": "FL"
        },
        "years_experience": 8,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/tyler-blackman-332-chtbl.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Licensed since 2014 (per Florida records)",
        "States 8 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tyler-blackman-1217164",
      "license_check": {
        "state": "NC",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/ca/sandiego/tyler-blackman-332-chtbl.html"
      },
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      "matched_specialties": [
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}