{
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  "filters": {
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    "limit": 10
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        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "reasons": [
        "Lists USDA loan on lender page (lender page, verified 2026-10-09)",
        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 22 years of experience (lender page, 2026-10-09)"
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        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "type": "imb"
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          "city": "Cleveland",
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          "CA",
          "GA",
          "IL",
          "IN",
          "MN",
          "MO",
          "OH",
          "OK",
          "TN",
          "TX",
          "WA"
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        "licenses": [
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          {
            "state": "FL",
            "confidence": "confirmed"
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            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "MO",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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          {
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "earliest_license_record": {
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          "state": "FL"
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        "licensed_since": {
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          "state": "FL"
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        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/",
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        "Earliest state license record: November 18, 2025 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
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        "eligible": true,
        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/"
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          "name": "Ruoff Mortgage",
          "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
          "type": "imb"
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          "city": "Fishers",
          "state": "IN"
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        "licensed_states": [
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          "IL",
          "IN",
          "KY",
          "MI",
          "OH",
          "SC",
          "VA"
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        "licenses": [
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            "confidence": "confirmed"
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          {
            "state": "IL",
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "SC",
            "confidence": "lender_reported"
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          {
            "state": "VA",
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        "federal_registration_likely": false,
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          {
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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          {
            "slug": "usda",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
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          "state": "FL"
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        "licensed_since": {
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          "state": "FL"
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        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: June 14, 2022 (Florida), per state regulator",
        "States 27 years of experience (lender page, 2026-10-09)"
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        "canonical_url": "https://lendb.ai/lo/samantha-bayless-460970",
        "json_url": "https://lendb.ai/lo/samantha-bayless-460970.json",
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          "IN",
          "KY"
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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        "licensed_since": {
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          "state": "FL"
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          "CO",
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          "IL",
          "IN",
          "KY",
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          "OH",
          "OR",
          "PA",
          "TN"
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          {
            "state": "CO",
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            "state": "FL",
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
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          {
            "state": "MI",
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            "state": "OH",
            "confidence": "lender_reported"
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            "state": "OR",
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "TN",
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          "MI",
          "OH"
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        "licenses": [
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          {
            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "OH",
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
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          {
            "slug": "usda",
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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            "slug": "self-employed",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
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        "licensed_since": {
          "year": 2017,
          "state": "FL"
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        "years_experience": 15,
        "lender_profile_url": "https://www.uhm.com/loan-officers/robin-thompson/",
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      "reasons": [
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        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 22, 2017 (Florida), per state regulator",
        "States 15 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/robin-thompson-148063",
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        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "canonical_url": "https://lendb.ai/lo/daniel-larkin-258898",
        "json_url": "https://lendb.ai/lo/daniel-larkin-258898.json",
        "lender": {
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          "name": "LeaderOne Financial",
          "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
          "type": "imb"
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        "branch": {
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          "state": "IL"
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          "CA",
          "CO",
          "IA",
          "IL",
          "IN",
          "KS",
          "KY",
          "MD",
          "MI",
          "MN",
          "MO",
          "NC",
          "SC",
          "TN",
          "TX",
          "WI"
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "MO",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "license_check": {
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        "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.leaderonefinancial.com/mlo/dan-larkin"
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        "lender": {
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "languages": [],
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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}