{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=usda&state=RI",
  "filters": {
    "specialty": [
      "usda"
    ],
    "state": "RI",
    "limit": 10
  },
  "count": 1,
  "results": [
    {
      "rank": 1,
      "score": 62.8,
      "loan_officer": {
        "nmls_id": 4059,
        "slug": "domenic-apostolico-4059",
        "full_name": "Domenic Apostolico",
        "canonical_url": "https://lendb.ai/lo/domenic-apostolico-4059",
        "json_url": "https://lendb.ai/lo/domenic-apostolico-4059.json",
        "lender": {
          "nmls_id": 2764,
          "name": "Total Mortgage Services",
          "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764",
          "type": "imb"
        },
        "branch": {
          "city": "Cranston",
          "state": "RI"
        },
        "licensed_states": [
          "CT",
          "MA",
          "RI"
        ],
        "licenses": [
          {
            "state": "CT",
            "confidence": "lender_reported"
          },
          {
            "state": "MA",
            "confidence": "lender_reported"
          },
          {
            "state": "RI",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "licensed_since": null,
        "years_experience": 37,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/domenic-apostolico",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists USDA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Cranston, RI",
        "RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 37 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/domenic-apostolico-4059",
      "license_check": {
        "state": "RI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "RI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.totalmortgage.com/bankers/domenic-apostolico"
      },
      "match_status": "exact",
      "matched_specialties": [
        "usda"
      ],
      "unconfirmed_specialties": []
    }
  ]
}