{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=va&state=ID",
  "filters": {
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      "va"
    ],
    "state": "ID",
    "limit": 10
  },
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  "results": [
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      "score": 62.8,
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          "ID"
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          {
            "state": "ID",
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        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Nampa, ID",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
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        "state": "ID",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
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          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
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          "state": "ID"
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        "licensed_states": [
          "ID",
          "WA"
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        "licenses": [
          {
            "state": "ID",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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        "specialties": [
          {
            "slug": "fha",
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          {
            "slug": "investor",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/id/meridian/whittney-curran-961-hpwc.html",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Meridian, ID",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/whittney-curran-47254",
      "license_check": {
        "state": "ID",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/id/meridian/whittney-curran-961-hpwc.html"
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          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
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          "state": "ID"
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          "CO",
          "AL",
          "AR",
          "AZ",
          "CA",
          "GA",
          "ID",
          "IL",
          "IN",
          "MT",
          "NV",
          "OK",
          "OR",
          "SD",
          "TX",
          "WA"
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          {
            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AR",
            "confidence": "lender_reported"
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          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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          {
            "slug": "investor",
            "evidence": "lender_page_text"
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          {
            "slug": "reverse",
            "evidence": "lender_page_text"
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            "slug": "fha",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
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          "state": "CO"
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        "licensed_since": {
          "year": 2024,
          "state": "CO"
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        "lender_profile_url": "https://www.apmortgage.com/devin-fahrner",
        "disciplinary_check": "not_checked"
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        "Office in Eagle, ID",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 28, 2024 (Colorado), per state regulator",
        "States 30 years of experience (lender page, 2026-10-09)"
      ],
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      "license_check": {
        "state": "ID",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.apmortgage.com/devin-fahrner"
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      "matched_specialties": [
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        "slug": "raena-pinchuk-1488388",
        "full_name": "Raena Pinchuk",
        "canonical_url": "https://lendb.ai/lo/raena-pinchuk-1488388",
        "json_url": "https://lendb.ai/lo/raena-pinchuk-1488388.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur d'Alene",
          "state": "ID"
        },
        "licensed_states": [
          "CA",
          "ID",
          "NV",
          "WA"
        ],
        "licenses": [
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
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          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 17,
        "lender_profile_url": "https://crosscountrymortgage.com/coeur-dalene-id-5060/raena-pinchuk/",
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        "Office in Coeur d'Alene, ID",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 17 years of experience (lender page, 2026-10-09)"
      ],
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        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/coeur-dalene-id-5060/raena-pinchuk/"
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      "match_status": "exact",
      "matched_specialties": [
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      "score": 60.8,
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        "slug": "mike-teeter-2087253",
        "full_name": "Mike Teeter",
        "canonical_url": "https://lendb.ai/lo/mike-teeter-2087253",
        "json_url": "https://lendb.ai/lo/mike-teeter-2087253.json",
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          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
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          "state": "ID"
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        "licensed_states": [
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        "licenses": [
          {
            "state": "ID",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 16,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/mike-teeter",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Nampa, ID",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 16 years of experience (lender page, 2026-10-09)"
      ],
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        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.churchillmortgage.com/loan-officers/mike-teeter"
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          "ID",
          "TX"
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "ID",
            "confidence": "lender_reported"
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            "state": "TX",
            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/walnutcreek/pete-mingham-141-nkpm.html",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 30 years of experience (lender page, 2026-10-09)"
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://branches.guildmortgage.com/ca/walnutcreek/pete-mingham-141-nkpm.html"
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        "canonical_url": "https://lendb.ai/lo/jessica-phair-290852",
        "json_url": "https://lendb.ai/lo/jessica-phair-290852.json",
        "lender": {
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          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
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        "licensed_states": [
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          "ID",
          "NV",
          "OR",
          "UT"
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        "licenses": [
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            "confidence": "lender_reported"
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          {
            "state": "ID",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "specialties": [
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            "evidence": "lender_page_text"
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        "years_experience": 20,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/jessica-phair/",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
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        "confidence": "lender_reported",
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        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.intercaplending.com/loan-officer/jessica-phair/"
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        "full_name": "Sam Williams",
        "canonical_url": "https://lendb.ai/lo/sam-williams-408639",
        "json_url": "https://lendb.ai/lo/sam-williams-408639.json",
        "lender": {
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          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
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        "branch": {
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          "state": "OR"
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        "licensed_states": [
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          "IL",
          "MT",
          "OR",
          "WA"
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        "licenses": [
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            "state": "ID",
            "confidence": "lender_reported"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
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            "state": "WA",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
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            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 21,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/sam-williams",
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      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 21 years of experience (lender page, 2026-10-09)"
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      "canonical_url": "https://lendb.ai/lo/sam-williams-408639",
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        "state": "ID",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.churchillmortgage.com/loan-officers/sam-williams"
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      "matched_specialties": [
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      "unconfirmed_specialties": []
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      "score": 59.8,
      "loan_officer": {
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        "slug": "danene-strand-442493",
        "full_name": "Danene Strand",
        "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
        "json_url": "https://lendb.ai/lo/danene-strand-442493.json",
        "lender": {
          "nmls_id": 190465,
          "name": "Intercap Lending",
          "canonical_url": "https://lendb.ai/lender/intercap-lending-190465",
          "type": "imb"
        },
        "branch": {
          "city": "South Ogden",
          "state": "UT"
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        "licensed_states": [
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          "ID",
          "TX",
          "UT",
          "WY"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "WY",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
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            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2022-04-13",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": 25,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/danene-strand/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 13, 2022 (Florida), per state regulator",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/danene-strand-442493",
      "license_check": {
        "state": "ID",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.intercaplending.com/loan-officer/danene-strand/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "va"
      ],
      "unconfirmed_specialties": []
    },
    {
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      "score": 59.8,
      "loan_officer": {
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        "slug": "domonique-gray-900558",
        "full_name": "Domonique Gray",
        "canonical_url": "https://lendb.ai/lo/domonique-gray-900558",
        "json_url": "https://lendb.ai/lo/domonique-gray-900558.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Brentwood",
          "state": "TN"
        },
        "licensed_states": [
          "FL",
          "CO",
          "PA",
          "AL",
          "AR",
          "CA",
          "CT",
          "GA",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "NC",
          "ND",
          "NV",
          "OH",
          "OR",
          "SD",
          "TN",
          "TX",
          "VA",
          "VT",
          "WA",
          "WV"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "CT",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "ME",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "ND",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "VT",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WV",
            "confidence": "lender_reported"
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        ],
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        "languages": [],
        "specialties": [
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            "evidence": "lender_page_text"
          },
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            "evidence": "lender_page_text"
          }
        ],
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        "earliest_license_record": {
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          "state": "FL"
        },
        "licensed_since": {
          "year": 2023,
          "state": "FL"
        },
        "years_experience": 30,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/domonique-gray",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
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        "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: April 26, 2023 (Florida), per state regulator",
        "States 30 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/domonique-gray-900558",
      "license_check": {
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.churchillmortgage.com/loan-officers/domonique-gray"
      },
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      "matched_specialties": [
        "va"
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}