{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=va&state=IL",
  "filters": {
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      "va"
    ],
    "state": "IL",
    "limit": 10
  },
  "count": 10,
  "results": [
    {
      "rank": 1,
      "score": 62.8,
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        "slug": "tom-hengels-1146106",
        "full_name": "Tom Hengels",
        "canonical_url": "https://lendb.ai/lo/tom-hengels-1146106",
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        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Elk Grove Village",
          "state": "IL"
        },
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          "IL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
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          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "25 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 2,
      "score": 60.8,
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        "slug": "roland-gomez-133724",
        "full_name": "Roland Gomez",
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        "json_url": "https://lendb.ai/lo/roland-gomez-133724.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
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          "state": "IL"
        },
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          "FL",
          "IL",
          "IN",
          "MI",
          "WI"
        ],
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        "specialties": [
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
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        "years_experience": 30,
        "lender_profile_url": "https://crosscountrymortgage.com/orland-park-il-3245/roland-gomez/"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "12 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 3,
      "score": 60.8,
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        "slug": "michael-e-vogt-275381",
        "full_name": "Michael E Vogt",
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        "lender": {
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          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Swansea",
          "state": "IL"
        },
        "licensed_states": [
          "IL",
          "MO"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": 15,
        "lender_profile_url": "https://branches.guildmortgage.com/il/swansea/michael-vogt-768-cnmvo.html"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "15 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
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      "score": 57.3,
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        "slug": "dawn-pemberton-162320",
        "full_name": "Dawn Rae Pemberton",
        "canonical_url": "https://lendb.ai/lo/dawn-pemberton-162320",
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        "lender": {
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          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Naples",
          "state": "FL"
        },
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          "FL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "GA",
          "IL",
          "KS",
          "KY",
          "LA",
          "MN",
          "MO",
          "NM",
          "OH",
          "OK",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/dawn-pemberton-162320"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 5,
      "score": 57.3,
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        "slug": "zachary-schwartz-894131",
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        "lender": {
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          "name": "LeaderOne Financial",
          "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
          "type": "imb"
        },
        "branch": {
          "city": "Oak Brook",
          "state": "IL"
        },
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          "FL",
          "IL",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": 15,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/zach-schwartz"
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      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "13 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 6,
      "score": 57.3,
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        "slug": "cynthia-olvera-1028806",
        "full_name": "Cindy Olvera",
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        "lender": {
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          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
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          "state": "IL"
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          "FL",
          "AZ",
          "CO",
          "IL",
          "IN",
          "KY",
          "MI",
          "OH",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WI"
        ],
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        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
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        "years_licensed": 9,
        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/il/aurora/cindy-olvera-119-ctco.html"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 7,
      "score": 56.8,
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        "slug": "ryan-george-5692",
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        "json_url": "https://lendb.ai/lo/ryan-george-5692.json",
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Frederick",
          "state": "MD"
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          "FL",
          "CO",
          "AL",
          "CA",
          "DC",
          "DE",
          "GA",
          "IL",
          "LA",
          "MA",
          "MD",
          "MI",
          "NC",
          "NJ",
          "OH",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/frederick-md-5076/ryan-george/"
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      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "14 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 8,
      "score": 56.8,
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        "full_name": "Dan Eltman",
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          "name": "LeaderOne Financial",
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          "type": "imb"
        },
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          "state": "IL"
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          "IL",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
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        "years_experience": 35,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/dan-eltman"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "35 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
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      "rank": 9,
      "score": 56.3,
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        "json_url": "https://lendb.ai/lo/scott-evans-256163.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
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          "AK",
          "AL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "DC",
          "HI",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "MO",
          "MS",
          "MT",
          "NC",
          "NE",
          "NJ",
          "NM",
          "NV",
          "OH",
          "OR",
          "PA",
          "SC",
          "SD",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
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        ],
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        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-4018/scott-evans/"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "13 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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    },
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      "rank": 10,
      "score": 55.8,
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        "lender": {
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          "name": "LeaderOne Financial",
          "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
          "type": "imb"
        },
        "branch": {
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          "state": "IL"
        },
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          "GA",
          "IL",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
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        ],
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        "years_experience": 10,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/bryan-young"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Licensed in IL (listed on lender page, verified 2026-10-09)",
        "Branch in Illinois",
        "10 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bryan-young-1504425"
    }
  ]
}