{
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  "filters": {
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    "limit": 10
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      "rank": 1,
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          "WA"
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          {
            "state": "WA",
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        "Office in Vancouver, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 40 years of experience (lender page, 2026-10-09)"
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        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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          "type": "imb"
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        "licensed_states": [
          "WA"
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          {
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            "confidence": "lender_reported"
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        "licensed_since": null,
        "years_experience": 35,
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        "Office in Seattle, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 35 years of experience (lender page, 2026-10-09)"
      ],
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/seattle-wa-5319/christopher-knox/"
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          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
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        "branch": {
          "city": "Ocean Shores",
          "state": "WA"
        },
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          "AZ",
          "OR",
          "WA"
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        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
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            "slug": "new-construction",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/kim-ray",
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        "Office in Ocean Shores, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://www.churchillmortgage.com/loan-officers/kim-ray"
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        "full_name": "Kevin Hassan",
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        "json_url": "https://lendb.ai/lo/kevin-hassan-674086.json",
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          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
          "type": "imb"
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          "WA"
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        "licenses": [
          {
            "state": "WA",
            "confidence": "lender_reported"
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        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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        ],
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 25,
        "lender_profile_url": "https://www.apmortgage.com/kevin-hassan",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Everett, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 25 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/kevin-hassan-674086",
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        "state": "WA",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.apmortgage.com/kevin-hassan"
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        "slug": "rose-krieger-1376145",
        "full_name": "Rose Krieger",
        "canonical_url": "https://lendb.ai/lo/rose-krieger-1376145",
        "json_url": "https://lendb.ai/lo/rose-krieger-1376145.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Spokane Valley",
          "state": "WA"
        },
        "licensed_states": [
          "WA"
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        "licenses": [
          {
            "state": "WA",
            "confidence": "lender_reported"
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        "languages": [],
        "specialties": [
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            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": 18,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/rose-krieger",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Spokane Valley, WA",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 18 years of experience (lender page, 2026-10-09)"
      ],
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://www.churchillmortgage.com/loan-officers/rose-krieger"
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        "full_name": "Ryan George",
        "canonical_url": "https://lendb.ai/lo/ryan-george-5692",
        "json_url": "https://lendb.ai/lo/ryan-george-5692.json",
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Frederick",
          "state": "MD"
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          "CO",
          "AL",
          "CA",
          "DC",
          "DE",
          "GA",
          "IL",
          "LA",
          "MA",
          "MD",
          "MI",
          "NC",
          "NJ",
          "OH",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
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        "licenses": [
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            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "DC",
            "confidence": "lender_reported"
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          {
            "state": "DE",
            "confidence": "lender_reported"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "LA",
            "confidence": "lender_reported"
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          {
            "state": "MA",
            "confidence": "lender_reported"
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          {
            "state": "MD",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "NC",
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          {
            "state": "NJ",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "lender_reported"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
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          "state": "FL"
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "States 20 years of experience (lender page, 2026-10-09)"
      ],
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        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
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        "canonical_url": "https://lendb.ai/lo/whittney-curran-47254",
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        "lender": {
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          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
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          "state": "ID"
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        "licenses": [
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            "confidence": "lender_reported"
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            "evidence": "lender_page_text"
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        "lender_profile_url": "https://branches.guildmortgage.com/id/meridian/whittney-curran-961-hpwc.html",
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
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        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://branches.guildmortgage.com/id/meridian/whittney-curran-961-hpwc.html"
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        "canonical_url": "https://lendb.ai/lo/douglas-reese-86512",
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        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "state": "OH"
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          "CA",
          "CO",
          "IN",
          "KS",
          "MN",
          "MT",
          "NV",
          "NY",
          "OH",
          "OR",
          "TN",
          "TX",
          "WA",
          "WI",
          "WV"
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        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "lender_reported"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "IN",
            "confidence": "lender_reported"
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          {
            "state": "KS",
            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "MT",
            "confidence": "lender_reported"
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          {
            "state": "NV",
            "confidence": "lender_reported"
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          {
            "state": "NY",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "OR",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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            "state": "WI",
            "confidence": "lender_reported"
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          {
            "state": "WV",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
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            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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            "slug": "heloc",
            "evidence": "lender_page_text"
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          "state": "FL"
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        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2146/douglas-reese/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 10, 2022 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "WA listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/cleveland-oh-2146/douglas-reese/"
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        "canonical_url": "https://lendb.ai/lo/christopher-sayre-205452",
        "json_url": "https://lendb.ai/lo/christopher-sayre-205452.json",
        "lender": {
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          "name": "BECU",
          "canonical_url": "https://lendb.ai/lender/becu-490518",
          "type": "credit_union"
        },
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          "state": "WA"
        },
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [],
        "specialties": [
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        "Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "Earliest state license record: January 27, 2023 (Florida), per state regulator",
        "States 31 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-sayre-205452",
      "license_check": {
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        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-09",
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      },
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    {
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      "score": 59.8,
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        "slug": "bill-clark-220837",
        "full_name": "Bill Clark",
        "canonical_url": "https://lendb.ai/lo/bill-clark-220837",
        "json_url": "https://lendb.ai/lo/bill-clark-220837.json",
        "lender": {
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          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
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        },
        "licensed_states": [
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        "licenses": [
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            "confidence": "lender_reported"
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            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
          },
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            "evidence": "lender_page_text"
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            "evidence": "lender_page_text"
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        "licensed_since": null,
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      ],
      "canonical_url": "https://lendb.ai/lo/bill-clark-220837",
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}