{
  "canonical_url": "https://lendb.ai/api/v1/loan-officers?specialty=va&state=WI",
  "filters": {
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    "state": "WI",
    "limit": 10
  },
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  "results": [
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      "rank": 1,
      "score": 62.8,
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        "full_name": "Chris Claeys",
        "canonical_url": "https://lendb.ai/lo/chris-claeys-370736",
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        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Eau Claire",
          "state": "WI"
        },
        "licensed_states": [
          "WI"
        ],
        "licenses": [
          {
            "state": "WI",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
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          {
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            "evidence": "lender_page_text"
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          {
            "slug": "usda",
            "evidence": "lender_page_text"
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
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        "licensed_since": null,
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      },
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "Office in Eau Claire, WI",
        "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
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        "confidence": "lender_reported",
        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/eau-claire-wi-5359/christopher-claeys/"
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        "va"
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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        "branch": {
          "city": "Frederick",
          "state": "MD"
        },
        "licensed_states": [
          "FL",
          "CO",
          "AL",
          "CA",
          "DC",
          "DE",
          "GA",
          "IL",
          "LA",
          "MA",
          "MD",
          "MI",
          "NC",
          "NJ",
          "OH",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "DC",
            "confidence": "lender_reported"
          },
          {
            "state": "DE",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "lender_reported"
          },
          {
            "state": "MA",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NJ",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
        "languages": [],
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          {
            "slug": "va",
            "evidence": "lender_page_text"
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          "date": "2011-12-29",
          "state": "FL"
        },
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          "year": 2011,
          "state": "FL"
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      },
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        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: December 29, 2011 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/ryan-george-5692",
      "license_check": {
        "state": "WI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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        "source_url": "https://crosscountrymortgage.com/frederick-md-5076/ryan-george/"
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        "va"
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      "rank": 3,
      "score": 59.8,
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        "slug": "douglas-reese-86512",
        "full_name": "Scott Reese",
        "canonical_url": "https://lendb.ai/lo/douglas-reese-86512",
        "json_url": "https://lendb.ai/lo/douglas-reese-86512.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Cleveland",
          "state": "OH"
        },
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          "FL",
          "AZ",
          "CA",
          "CO",
          "IN",
          "KS",
          "MN",
          "MT",
          "NV",
          "NY",
          "OH",
          "OR",
          "TN",
          "TX",
          "WA",
          "WI",
          "WV"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "NY",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "lender_reported"
          },
          {
            "state": "WV",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2022-08-10",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2022,
          "state": "FL"
        },
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2146/douglas-reese/",
        "disciplinary_check": "not_checked"
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      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 10, 2022 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/douglas-reese-86512",
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        "state": "WI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/cleveland-oh-2146/douglas-reese/"
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      "match_status": "exact",
      "matched_specialties": [
        "va"
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      "unconfirmed_specialties": []
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      "rank": 4,
      "score": 59.8,
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        "slug": "roland-gomez-133724",
        "full_name": "Roland Gomez",
        "canonical_url": "https://lendb.ai/lo/roland-gomez-133724",
        "json_url": "https://lendb.ai/lo/roland-gomez-133724.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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        "branch": {
          "city": "Orland Park",
          "state": "IL"
        },
        "licensed_states": [
          "FL",
          "IL",
          "IN",
          "MI",
          "WI"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
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          {
            "slug": "renovation",
            "evidence": "lender_page_text"
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            "slug": "va",
            "evidence": "lender_page_text"
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            "slug": "condo",
            "evidence": "lender_page_text"
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          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
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          {
            "slug": "fha",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2013-11-14",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2013,
          "state": "FL"
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        "years_experience": 30,
        "lender_profile_url": "https://crosscountrymortgage.com/orland-park-il-3245/roland-gomez/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
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        "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: November 14, 2013 (Florida), per state regulator",
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      ],
      "canonical_url": "https://lendb.ai/lo/roland-gomez-133724",
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        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/orland-park-il-3245/roland-gomez/"
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      "match_status": "exact",
      "matched_specialties": [
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        "slug": "mark-hesser-452476",
        "full_name": "Mark Hesser",
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        "json_url": "https://lendb.ai/lo/mark-hesser-452476.json",
        "lender": {
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          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
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          "MN",
          "WI"
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        "licenses": [
          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "WI",
            "confidence": "lender_reported"
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        "federal_registration_likely": false,
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        "specialties": [
          {
            "slug": "fha",
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            "evidence": "lender_page_text"
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          "date": "2019-12-10",
          "state": "FL"
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        "licensed_since": {
          "year": 2019,
          "state": "FL"
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        "years_experience": 35,
        "lender_profile_url": "https://crosscountrymortgage.com/bloomington-mn-4231/mark-hesser/",
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      "reasons": [
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        "Earliest state license record: December 10, 2019 (Florida), per state regulator",
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      ],
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        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/bloomington-mn-4231/mark-hesser/"
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          "AL",
          "AZ",
          "CA",
          "GA",
          "IN",
          "KS",
          "KY",
          "MA",
          "MD",
          "MN",
          "MO",
          "NC",
          "OH",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
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        "licenses": [
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            "state": "AL",
            "confidence": "lender_reported"
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          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CA",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
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          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MA",
            "confidence": "lender_reported"
          },
          {
            "state": "MD",
            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
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          {
            "state": "NC",
            "confidence": "lender_reported"
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          {
            "state": "OH",
            "confidence": "lender_reported"
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          {
            "state": "PA",
            "confidence": "confirmed"
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          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "lender_reported"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "lender_reported"
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        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
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        "earliest_license_record": {
          "date": "2021-09-30",
          "state": "FL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "FL"
        },
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4694/gregory-tily/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists VA loan on lender page (lender page, verified 2026-10-09)",
        "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: September 30, 2021 (Florida), per state regulator",
        "States 20 years of experience (lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/gregory-tily-1720774",
      "license_check": {
        "state": "WI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "WI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-09",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4694/gregory-tily/"
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      "match_status": "exact",
      "matched_specialties": [
        "va"
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      "unconfirmed_specialties": []
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      "score": 57.8,
      "loan_officer": {
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        "slug": "cynthia-olvera-1028806",
        "full_name": "Cindy Olvera",
        "canonical_url": "https://lendb.ai/lo/cynthia-olvera-1028806",
        "json_url": "https://lendb.ai/lo/cynthia-olvera-1028806.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Aurora",
          "state": "IL"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CO",
          "IL",
          "IN",
          "KY",
          "MI",
          "OH",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WI"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
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          {
            "state": "CO",
            "confidence": "confirmed"
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          {
            "state": "FL",
            "confidence": "confirmed"
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          {
            "state": "IL",
            "confidence": "lender_reported"
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          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
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          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
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          {
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          },
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}