{"specialty":{"slug":"condo-non-warrantable","category":"property_type","label":"Non-warrantable condo","description":"A condo in a project that does not meet Fannie Mae or Freddie Mac guidelines, so it needs portfolio or non-QM financing.","synonyms":["non-warrantable condo","non warrantable condo","nonwarrantable","non-warrantable","condo not warrantable","unwarrantable condo"],"why_hard":"Agency loans are off the table, so only lenders with portfolio or non-QM condo programs can close these, often with larger down payments.","questions_to_ask":["Which non-warrantable condo programs do you offer, and what down payment do they need?","What made this project non-warrantable, and does that issue disqualify it with your investors?","How many non-warrantable condo loans have you closed in this market recently?"],"canonical_url":"https://lendb.ai/s/condo-non-warrantable","api_url":"https://lendb.ai/api/v1/specialties/condo-non-warrantable"}}