{"specialty":{"slug":"down-payment-assistance","category":"loan_program","label":"Down payment assistance","description":"State, county or lender programs that provide grants or second loans toward the down payment and closing costs.","synonyms":["down payment assistance","dpa","down payment help","closing cost assistance","housing finance agency","hfa","grant"],"why_hard":"Programs are local, change often, and need the lender to be approved with the housing agency that runs them.","questions_to_ask":["Which down payment assistance programs are you approved for here?","Is the assistance a grant, a forgivable loan, or a repayable second?","Are there income, purchase price or first-time buyer limits?"],"canonical_url":"https://lendb.ai/s/down-payment-assistance","api_url":"https://lendb.ai/api/v1/specialties/down-payment-assistance"}}